Other Rulings in Favor of State Farm® Policyholders

Appellate Court upholds State Farm policy language (Cherhardy v. State Farm)
The U.S. Court of Appeals for the Fifth Circuit affirmed on August 2, 2007, the trial court ruling in favor of State Farm, saying our Homeowner's Policy unambiguously excludes water damage caused by flooding. The ruling also reversed the trial court's decision that policy language of other insurance carriers' involved in the class action was ambiguous. More…

Appellate court affirms ruling in favor of State Farm’s policy language (Chauvin v. State Farm)
On August 6, a federal appeals court unanimously affirmed a ruling that said homeowners insurance companies do not have to pay the full value of the policy under Louisiana's value policy law when the home was destroyed by a combination of flooding and wind damage. This decision clarifies that insurers do not have to pay losses for which no premiums were collected. More…