Wildfire Preparation Tips
Time is of the essence when a wildfire threatens your home.
Oklahoma (August 6, 2012) - The more you can do before a wildfire to create a defensible space will slow a fire's progress and provide firefighters valuable time to protect/save your property.
Simple steps you can take to help firefighters protect your property if a wildfire occurs:
- Keep yard debris and trees at least 30 feet from your home.
- Keep your roof, gutters, and chimneys clear of debris.
- Move combustible items away from your home.
- Keep stacked woodpile at least 30 feet from your home or other buildings, and keep vegetation cleared.
If your home is threatened…
- Turn off all gas valves.
- Move furniture away from windows and take down any flammable window treatments.
Insurance tips - things to consider if your home is threatened by wildfire:
- Listen to news reports and follow the instructions of emergency workers and local fire officials.
- If a mandatory evacuation is issued: save receipts for additional living expenses
- Expenses like food, hotel even pet boarding are covered regardless of whether or not your home is damaged.
- The coverage is subject to your deductible.
- When it is safe to return to your home, inspect your property for damage and make any necessary temporary repairs to protect your property from further damage.
- Be sure to contact your agent right away so he or she can advise you on the appropriate action to take regarding your claim.
Additional - as a matter of preparedness in case of any disaster - fire, storm,earthquake, etc.:
- Know about your coverage. Talk to your agent. Don't make assumptions – know what coverage you have (flood? earthquake?)
- Insure to value. Don't under-insure your property. If the worst happens, proper levels of insurance can save you thousands in rebuilding costs.
- Update. Periodically review your coverage with your agent. Have you remodeled? Added possessions? Update coverage as needed.
- Home inventory? You should have one. Videotape and photograph each room, list values of major items, and store in a safe location off the premises.
Jim Camoriano, State Farm Insurance Media Relations Specialist, (573) 499-2452
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