June 20, 2013 Lightning is an underrated danger and the second leading cause of storm-related deaths in the U.S., exceeded only by floods. Damage from lightning strikes in 2012 cost State Farm more than $200 million in insurance claims. Even though lightning is weather-related and not a preventable event, there are ways to reduce your chance of damage from a power surge or fire.
During 2012 New Jersey saw 454 claims for lightning strikes totaling $2,205,173. Countrywide, the average homeowner claim was $6,404. Georgia ranked highest with 3,844 claims totaling $21,543,329.
Spring and summer are the times of year when lightning is most frequent. In 2012 alone, lightning strikes cost nearly $1 billion in insured losses, according to the Insurance Information Institute (I.I.I.). As the number of electronics in homes and businesses rises, so does the risk of damage. Plasma and high-definition television sets, home entertainment centers, multiple computers, smart phones, gaming systems and other expensive devices continue to have a significant impact on the number of claims.
Lightning Safety Awareness Week is June 23-29, 2013 and the theme this year is Helping to Build Lightning Safe Communities. Consider the following tips to protect your home or business:
Last year twenty eight people were killed by lightning. In fact, 85% of lightning victims are children and young men ages 10-35 engaged in recreation or work. To prevent death or injury, the Lightning Protection Institute advises the following:
|Arlene J. Lester|
State Farm and its affiliates are the largest provider of car insurance in the U.S. and is a leading insurer in Canada. In addition to providing auto insurance quotes, their 17,800 agents and more than 65,000 employees serve 81 million policies and accounts - more than 79 million auto, home, life and health policies in the United States and Canada, and nearly 2 million bank accounts. Commercial auto insurance, along with coverage for renters, business owners, boats and motorcycles, is also available. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. State Farm is ranked No. 43 on the Fortune 500 list of largest companies. For more information, please visit http://www.statefarm.com or in Canada http://www.statefarm.ca.