Troy Coulter - State Farm Agent in Louisville, KY

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Safer Cars, Lower Rates. Car Shopping Soon?

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Everyone could use life

Everyone could likely use life insurance at some point, but did you know that one in two Americans will need prolonged medical and personal assistance at some point in their lives as well? That's a fifty percent chance! With those odds, plus the very high costs of long-term care, the best time to think about helping protect your loved ones and your future is now.

Disability Insurance Awareness-Most Disabilities are Illness Related

Close to 90% of all disabling accidents and illnesses are not work related, according to the Council for Disability Awareness.

Could you afford long-term care expenses?

Home health aides average $18.50/hour¹, and nursing home costs average $203/day². How long could you pay for these expenses before spending all of your savings? ¹ National Statistic: Genworth Cost of Care Survey, conducted by CareScout^®, April 2009. ² National Statistic: Based on rates for a private nursing home room. Genworth Cost of Care Survey, conducted by CareScout^®, April 2009.

Protecting Your Family

The National Weather Service estimates an average of 42 people die in the United States from tornadoes each year. Having a safe room built into your house can help protect you and your family from the dangerous forces of nature.

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