Terry Richter - State Farm Agent in Bismarck, ND
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Terry Richter, CLUwww.terryrichter.com

Terry Richter
Main Office
Street Address:

201 N 19th Street

Bismarck, ND 58501-4747

Mailing Address:

201 N 19th St

Bismarck, ND 58501-4747

Landmark:

10 blocks east of St. Alexius Hospital

MapDirections

Phone: (701) 223-8757

Fax: (701) 223-7440

Toll Free: (800) 805-8757

Office Hours:

Mon-Fri 8:30am to 5:30pm

Evenings & Saturday by Appt

MLO License #: 278187

About Me
Our Team
Our Mission

My background and achievements

  • State Farm Agent since 1994
  • Focusing on Relocation
  • University of Mary Bismarck - MA, Management
  • University of Mary BS, Business Administration
  • President's Club Trophy Winner
  • Life Time President's Club Member
  • Life Century Club
  • National Association of Insurance & Financial Advisors
  • Second Generation State Farm Agent
  • Chairman's Circle

Meet the team

  • Saundra Sibla
    Saundra Sibla
    Saundra Sibla
    Employed with Terry M Richter Agency since 1995. Proud Grandma 10 times. Minnesota Viking fan.
    - Receptionist
  • Katrina Richter
    Katrina Richter
    Katrina Richter
    If you died today, would your family have enough money tomorrow. Hi, my name is Katrina. I have been with our team for over 5 years and have enjoyed working with families like you. My primary role in our office is to assit you with all your life and health needs and questions. I look forward to visiting with you soon.
    - Life/Health Products Representative
  • Clem Gerhardt
    Clem Gerhardt
    Clem Gerhardt
    I'm committed to providing the personal guidance and support you need in pursuing your financial goals. Talking with someone you know and developing a relationship with that person can make exploring these less daunting.
    - Financial Services Representative
  • Brent Solberg
    Brent Solberg
    Brent Solberg
    I'm Brent, the property and casualty manager. Whether you are looking for a 4th for your tee time, need a quote for insurance, or just have questions on your current policy feel free to give me a call.
    - Multiple Line Representative
  • Dustin Theurer
    Dustin Theurer
    Dustin Theurer
    - Office Representative
  • Patti Aberle
    Patti Aberle
    Patti Aberle
    Hi, my name is Patti. I have a uniques roll on this team in my office. It is my job to help you navigate through the claims process. I do everything i can to make this a positive experience. I look forward to meeting and working with you.
    - Customer Service Representative
  • Chad Nelson
    Chad Nelson
    Chad Nelson
    Hi, my name is Chad and I am here to help your family with all of their insurance needs. As a husband and father I know that nothing is more important than protecting your family from life's unexpected events. My goal is to provide you with an unforgettable customer service experience everytime you visit our office.
    - Team Leader
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
Driving Directions
Email Me
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Insurance ProductsAccess your account
  • Auto
  • Home
  • Business Owner
  • Long Term Care
  • Disability
  • Farm and Ranch
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It's a big investment, so let's make sure you've got enough coverage at the right rate.
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I understand the needs of a business owner like you. Together we can help protect your business and plan a roadmap for your financial future.

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Health insurance is important in the event that you or any member of your family is ever sick or injured. State Farm® offers various types of health insurance, including Long Term Care when you are unable to care for yourself.
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Health insurance is important in the event that you or any member of your family is ever sick or injured. State Farm® offers various types of health insurance, including disability policies which provide financial protection from loss of earnings due to illness or injury.
Let's get your family protected. As a Farm Ranch owner, you can depend on State Farm® for your insurance and financial needs.

Check out these helpful farm and ranch insurance tips on statefarm.com.

Financial ProductsAccess your account
  • Annuities
  • State Farm Bank®
  • Mutual Funds
Our annuities products help you successfully manage both stages of your retirement—before and after.

Learn about these annuities products on statefarm.com.

Yes, we do banking, too! Isn't it nice to have everything in one place you can trust? We can help you with:

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Let us find a product that fits your needs. Our investment options help you save for events like:

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State Farm Videos
Did You Know?
Safer Cars, Lower Rates. Car Shopping Soon?

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Could you afford long-term care expenses?

Home health aides average $18.50/hour1, and nursing home costs average $203/day2. How long could you pay for these expenses before spending all of your savings?
1 National Statistic: Genworth Cost of Care Survey, conducted by CareScout®, April 2009.
2 National Statistic: Based on rates for a private nursing home room. Genworth Cost of Care Survey, conducted by CareScout®, April 2009.

The State of American Neighbors

State Farm conducted a survey on the state of American neighbors and found that 60% have a pet peeve with their current neighbors. Topping the list of complaints were out-of-control pets or kids, noise and poorly maintained property. To explore more survey findings visit statefarm.com/neighbors.

How Often Does a Burglary Occur?

According to FBI statistics, a house, apartment or condominium is burglarized once every 15 seconds.

Too Hot to Handle

Each year in North America, more than 100,000 home fires start in the kitchen, killing hundreds of people and injuring thousands.

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Helpful Info


  • State Farm Bank®, Bloomington, Illinois, Member FDIC and Equal Housing Lender. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 1-877-SF4-BANK (1-877-734-2265).
  • Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
  • Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP 2012/01/0006
  • State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
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