Art McGhehey, ChFCwww.artmcghehey.com

The Good Student discount was introduced in 1962. Good grades mean better auto insurance rates for young drivers.

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

State Farm Insurance® began selling life insurance more than 75 years ago in April 1929. Today, State Farm® has over 7 million life insurance and annuity policies in force.

State Farm conducted a survey on the state of American neighbors and found that the vast majority, 83%, are willing to help a neighbor having financial problems. It also found that we still watch out for each other, that our neighbors do matter and that knowing your neighbors name counts. To explore more survey findings visit statefarm.com/neighbors.