Larry Gleave

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

According to the National Insurance Crime Bureau (NICB), a vehicle is stolen every 26 seconds in the United States.

Each year, about 1.5 million animal-vehicle collisions cause about $1 billion in damage, according to the Insurance Information Institute for Highway Safety (IIHS).

Residential fires caused by candles have more than doubled over the past decade, according to the National Fire Protection Association Journal article.

Take a few extra moments every week to check potential trouble spots in and around your home. Early detection could mean the difference between a simple mop-up job and major construction repairs.