Credit Protection Summary

Credit protection is an optional feature that modifies the terms of your Cardholder Agreement with State Farm Bank®. Enrollment in the program will not affect our decision to extend credit. The program will cancel your monthly minimum payment due or your total outstanding balance on the date of the event on your statement depending upon the covered event. Covered persons include the primary or co-applicant (the covered persons names must appear on the monthly billing statement on or before the event). Additional information concerning the terms of the State Farm Bank Credit Protection Program are included in the program Welcome Kit.

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Enroll Today For Credit Protection

To enroll, call 1-877-SF4-VISA (1-877-734-8472) and we’ll enroll you over the phone. Within 10 business days, you’ll receive a Welcome Kit including the full terms and conditions of the coverage. The program is available to State Farm Bank credit card customers.

Summary of Covered Events Protection Levels

Premier Credit Protection
Price: 99¢ per $100 of monthly balance

Benefit	Terms
Loss of Life	Cancel balance up to $10,000
Called to Active Military Duty	Up to 12 billing periods
Disability	Up to 24 billing periods
Disaster Relief	Up to 3 billing periods
Family Leave	Up to 3 billing periods
Involuntary Unemployment	Up to 24 billing periods
Loss of Primary Residence	Up to 6 billing periods
Overnight Hospitalization	Up to 1 billing period

Preferred Credit Protection
Price: 74¢ per $100 of monthly balance

Benefit	Terms
Accidental Death	Cancel balance up to $10,000
Dismemberment	Cancel balance up to $5,000
Called to Active Military Duty	Up to 12 billing periods
Disability	Up to 24 billing periods
Disaster Relief	Up to 3 billing periods
Family Leave	Up to 3 billing periods
Involuntary Unemployment	Up to 24 billing periods
Loss of Primary Residence	Up to 6 billing periods
Overnight Hospitalization	Up to 1 billing period

Essential Credit Protection
Price $0.29 per $100 balance

Benefit	Terms
Accidental Death	Cancel balance up to $10,000
Dismemberment	Cancel balance up to $5,000
Disability	Up to 6 billing periods
Involuntary Unemployment	Up to 6 billing periods

Summary of Covered Events

If the primary applicant or co-applicant – names of the covered person(s) must appear on the billing statement – experiences any of these covered events, the account will be eligible for protection. You must be enrolled in the State Farm Bank Credit Protection Program prior to the date of the occurrence of an eligible event. There are additional eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the State Farm Bank Credit Protection Program.  Learn more about Credit Protection Eligibility & Requirements.

30-day Trial

You have 30 days from the date you enroll to decide if this program is right for you. If you decide not to continue, simply call and cancel within 30 days of your enrollment date and you will receive a full refund.

How To Cancel Coverage

You may cancel your coverage anytime by calling 1-877-SF4-VISA (1-877-734-8472) or by writing to:

State Farm Bank
P.O. Box 2327
Bloomington, IL 61702-2327.

We’ll cancel your coverage if your account becomes more than 60 days delinquent. We may also cancel your coverage at anytime with at least 30 days advanced written notice.

Additional Questions?

To hear a more detailed description of a covered event or if you have any questions,
please call 1-877-SF4-VISA (1-877-734-8472).