Visa® CheckCard

Features

• CheckCards are only available with personal checking and interest checking accounts.
• Point-of-Sale (POS), signature purchase of goods and services can be made anywhere Visa debit cards are accepted.
• Point-of-Sale (POS) PIN (Personal Identification Number) purchases of goods and services can be made from merchant terminals that display the NYCE®, PLUS®, PULSE® or STAR® logos.
• All purchases and cash withdrawals made with the CheckCard are deducted directly from the customer's bank account.
• As Visa CheckCard members, customers have significant protection against unauthorized use, even if the card is lost or stolen.
• When a lost or stolen Visa CheckCard is used at a Visa merchant, customers have no liability for unauthorized transactions.
• When a lost or stolen Visa CheckCard is used at a non-Visa merchant, customer liability for unauthorized transactions is capped at $50 if the customer notifies State Farm Bank® within two days of discovering their card is missing. The maximum liability a customer may incur is $500.

Transactions

• Withdrawals, transfers, and balance inquiries can be made at ATMs that display the NYCE, PLUS, PULSE or STAR logos.
• Deposits can be made at ATMs owned by State Farm Bank or at full-service ATMs that participate in deposit-sharing and display the NYCE and STAR logos.
• Note: Deposit-sharing means allowing customers from other banks to make deposits at their ATM. The actual availability of this function is determined by the institution which owns/operates the ATM.

Fees

State Farm Bank will not charge You for the use of ATMs not owned by the Bank (considered foreign ATMs). Further, the Bank will rebate all surcharges imposed by foreign ATMs on Personal Checking, Interest Checking and Money Market accounts provided there is at least one direct deposit (ACH Credit) into said account in the previous 45-day period.  For Personal Checking, Interest Checking and Money Market Accounts without the required direct deposit as well as Savings Accounts, State Farm Bank will rebate foreign ATM surcharges up to a total of $10.00 per statement period. The Bank will charge a fee to non-State Farm Bank issued cards for withdrawing cash from a State Farm Bank ATM.

Note: This is only available if the transaction is conducted on an ATM that surcharges.

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