State Farm Bank® Business Visa®

• 0% introductory APR on purchases for 6 months, thereafter a variable rate of 13.24%–20.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.²

¹ For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary account holder will earn 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railways Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1% in State Farm Dollars. Returned purchase credits and refunds will be deducted from the State Farm Dollars balance

² See Important Account Disclosures.

Features and Benefits

• No annual fee.²
• Free additional cards for employees.
• Cash advance access worldwide via ATMs.
• Worldwide Visa credit card acceptance.
• 24-hour good neighbor service.
• Account Fraud Monitoring.
• Zero Fraud Liability.

Visa® Benefits

• Auto Rental Collision Damage Waiver.
• Purchase Security and Extended Protection.
• Travel and Emergency Assistance Services.
• Personal Identify Theft Protection.

Save with Visa Online Discounts

• Shopping discounts.
• Travel discounts.

How to Apply

• Apply online.
• Contact a participating State Farm agent.
• Call the State Farm Visa Application Center toll-free at 800-324-4946.

¹ For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary account holder will earn 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railways Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1% in State Farm Dollars. Returned purchase credits and refunds will be deducted from the State Farm Dollars balance

² See Important Account Disclosures.

State Farm Bank Business Visa cardholders are eligible for the benefit known as State Farm Dollars. You can automatically earn 1% in State Farm Dollars on all purchases and 2%¹ in State Farm Dollars on qualifying travel and office supply store purchases! There is no limit to the amount of State Farm Dollars you may earn.

Tracking Your State Farm Dollars

No need to worry about tracking how many State Farm Dollars you’ve earned or redeemed to date – we’ll do that for you. Your monthly statement will show the amount of State Farm Dollars you have:

• Earned in the current cycle.
• Earned to date.
• Available for redemption.
• Redeemed in the current cycle.

Redeeming State Farm Dollars

• Once you’ve earned 50 State Farm Dollars or more, you may redeem them at any time online or by calling 877-SF4-VISA (877-734-8472).
• State Farm Dollars may be applied toward the State Farm^® product of your choice.³

The cardholder may apply their State Farm Dollars towards:

Bank Accounts4	Lending Products
Checking account	Vehicle loan
Interest checking account	Home mortgage loan
Savings account	Home equity loan and line of credit
Money Market Savings
Health savings account (HSA)
Certificate of deposit (CD)
Individual Retirement Account (IRA)
Insurance Premiums	Mutual Funds5,6
Auto	Stock funds
Homeowners/Renters	Combined funds
Life⁶	Fixed Income funds
Health	Cash Equivalent funds

¹ For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary account holder will earn 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railways Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1% in State Farm Dollars. Returned purchase credits and refunds will be deducted from the State Farm Dollars balance

² See Important Account Disclosures.

³ This includes products offered by State Farm Insurance Companies (Auto, Home, Life, and Health insurance); State Farm Bank^® (Bank products and services); State Farm VP Management Corp. (Securities Products). Some products are not available in all areas.

⁴ Bank Accounts are FDIC insured.

⁵Securities, insurance, and annuity products are not FDIC insured, are not bank guaranteed, and are subject to investment risk, including possible loss of principal.

⁶ Before investing in State Farm Mutual Funds^®, consider the funds’ investment objectives, risks, charges, and expenses. Contact State Farm VP Management Corp. (800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. Neither State Farm nor its agents provide investment, tax or legal advice. State Farm VP Management Corp. is a separate entity from those State Farm entities that provide banking and insurance products. AP2013/04/1015

¹ For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary account holder will earn 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railways Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1% in State Farm Dollars. Returned purchase credits and refunds will be deducted from the State Farm Dollars balance

² See Important Account Disclosures.