State Farm® Business Visa^®

The State Farm Bank^® Business Visa^® credit card is designed exclusively for business owners looking for a card that helps them manage their business by having access to online reporting tools and the ability to separate business and personal expenses. In addition to this, the State Farm Bank^® Business Visa^® card offers a rewards program.

Earn State Farm Dollars^® with every purchase you make with your new credit card.

Use your State Farm Bank^® Business Visa^® credit card everywhere Visa credit cards are accepted.

• For every eligible travel and office supply store purchase¹ made with your new card, the primary account holder will earn a full 2% in State Farm Dollars.
• Earn 1% in State Farm Dollars for all other purchases made with your card.
• Each month, your statement will reflect how many State Farm Dollars you have earned to date.

State Farm® Business Visa^®

Features & Benefits

• Earn up to 2% in State Farm Dollars^® with every purchase¹
• No annual fee²
• Free additional cards for employees
• Cash advance access worldwide via ATMs
• Worldwide Visa credit card acceptance
• 24-hour Good Neighbor Service
• Account Fraud Monitoring
• Zero Fraud Liability

Visa Benefits

• Auto Rental Collision Damage Waiver
• Purchase Security and Extended Protection
• Travel and Emergency Assistance Services
• Personal Identify Theft Protection

Save With Visa Online Discounts

• Shopping discounts
• Travel discounts

How To Apply

• Apply online
• Contact a participating State Farm Agent
• Call the State Farm Visa Application Center toll-free at 1-800-958-5195

Interest Rate

• 0% introductory APR on purchases for 6 months²
• Thereafter a variable rate of 13.24% – 20.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate²

• ¹For every eligible travel and office supply store purchase made with a State Farm Bank^® Business Visa^® credit card, the primary account holder will earn a full 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railways Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1% in State Farm Dollars.
• ² Important Account Disclosures

State Farm Bank^® Business Visa^® cardholders are eligible for the benefit known as “State Farm Dollars^®.” You can automatically earn 1% in State Farm Dollars on all purchases and up to 2%¹ in State Farm Dollars on qualifying travel and office supply store purchases! There is no limit to the amount of State Farm Dollars you may earn.

Tracking Your State Farm Dollars

No need to worry about tracking how many State Farm Dollars you’ve earned or redeemed to date – we’ll do that for you. Your monthly statement will show the amount of State Farm Dollars you have:

• Earned in the current cycle
• Earned to date
• Available for redemption
• Redeemed in the current cycle

Redeeming State Farm Dollars

• Once you’ve earned 50 State Farm Dollars or more, you may redeem them at any time online or by calling 1-877-SF4-VISA (1-877-734-8472).
• State Farm Dollars may be applied toward the State Farm^® product of your choice.²

The cardholder may apply their State Farm Dollars towards:

Bank Accounts3	Lending Products
Checking account	Vehicle loan
Interest checking account	Home mortgage loan
Savings account	Home equity loan and line of credit
Money market account
Health savings account (HSA)
Certificate of deposit (CD)
Individual Retirement Account (IRA)
Insurance Premiums	Mutual Funds5,6
Auto	Stock funds
Homeowners/Renters	Combined funds
Life5	Fixed Income funds
Health	Cash Equivalent funds

1. For every eligible travel and office supply store purchase made with a State Farm Bank^® Business Visa^® credit card, the primary account holder will earn a full 2% of the transaction amount in State Farm Dollars. Eligible travel purchases include those classified by Visa as Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those classified by Visa as Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. Returned purchase credits and refunds will be deducted from the State Farm Dollars balance. Please refer to the appropriate State Farm Dollars Terms and Conditions for more information on earning and redeeming State Farm Dollars.
2. This includes products offered by State Farm Insurance Companies (Auto, Home, Life, and Health insurance); State Farm Bank^® (Bank products and services); State Farm VP Management Corp. (Securities Products). Some products are not available in all areas.
3. FDIC Insured.
4. 
   

   Not FDIC Insured

   No Bank Guarantee and May lose value

5. 
   Before investing in State Farm Mutual Funds^®, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp. (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. Investing involves risk, including potential for loss. State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. AP2012/03/0339