| Account Research Fee |
$15 per hour ($10 minimum) |
| ATM Card Replacement |
Business Accounts - $5 fee if card is being replaced due to a change in signer(s) on the account. There is no fee to replace a lost/stolen ATM Card.
ATM/Debit Fast Card Charge - $25 if express delivery of card is requested. |
| ATM Fee State Farm Bank ® |
State Farm Bank will not charge You for the use of ATMs not owned by the Bank (considered foreign ATMs). Further, the Bank will rebate
a foreign ATM surcharge imposed by the ATM owner in any amount assessed against a State Farm Bank Checking, Interest Checking, or Money Market Account provided that there is a direct deposit via an Automated Clearing House (ACH) credit into that account during the statement cycle of the foreign ATM transaction. If there has been no direct deposit via an ACH credit into the State Farm Bank Checking, Interest Checking, or Money Market Account during the statement cycle, the Bank will rebate up to a total of $10 in foreign ATM surcharges per account per statement cycle. State Farm Bank Savings Accounts will be rebated up to a total of $10 in foreign ATM surcharges per account per statement cycle.
The Bank will impose a fee to non-State Farm Bank issued cards for withdrawing cash from a State Farm Bank ATM. |
| Bank Draft/Official Check |
No Charge |
| Check Copy |
First 3 copies per statement cycle are free, after which $3 per item.
(Check copies are available at no charge on the Internet for up to 60 days from the posting date) |
| Collection Item |
Deposit item that requires special handling in order to provide credit to the account
Domestic Item - $10 per item
Foreign Item - $15 per item |
| Court Order / IRS Research Fee |
$11 per hour Research Fee or as directed in the request |
| Court Order / IRS Research Items |
$0.25 per copy for each page of a document or as directed in the request |
| Deposited Item Returned |
$10 per item |
| Dual Authorized Signatures (Business Accounts) |
$5 fee per month |
| Statement Fee |
Electronic Statements are available for consumer accounts at no charge on the internet
Duplicate copy of paper statement -
$5 per statement (Available at no charge on the Internet)
Additional Statement sent to an Alternative Address - $5 per statement
Paper Statement for Consumer Fixed-Rate Certificates of Deposit, Individual Retirement Account (IRA) and Education Savings Account (ESA) - $5 per statement
An annual paper statement will be provided to IRAs for no charge. |
| Excessive Transaction Fee |
$10 per statement cycle - for exceeding authorized number of Money Market Account transfers or Savings Account transfers per statement cycle |
| Foreign Bank Draft |
Fee varies by destination and will include a $10 handling charge |
| Foreign Currency |
Fee varies by Currency and will includea $12 charge for regular overnight delivery and a $15 charge for priority overnight delivery |
| Garnishment / Levy |
$40 Processing Fee or as directed by state law |
| Health Savings Account (HSA) |
$25 Annual Fee |
| Minimum Balance Fees |
Except for HSAs, the following minimum balance fees will be imposed monthly if the account has no direct deposits via an Automated Clearing House (ACH) credit and the average daily balance during the statement cycle falls below the minimum listed for the account:
Consumer Accounts*
Checking Accounts: $10 fee; $100 minimum average daily balance.
Interest Checking and Money Market Accounts: $10 fee; $500 minimum average daily balance.
Savings accounts: $3 fee; $100 minimum average daily balance when primary account holder is age 18 or older. If the primary accountholder is under age 18, a monthly $5 Inactivity fee will apply if the account had no customer-initiated deposits or withdrawals during the previous 3 statement cycles and the minimum average daily balance is less than $100.
*Minimum Balance Fee will be waived for Consumer Accounts if the account receives a direct deposit via an Automated Clearing House (ACH) credit during the statement cycle.
Business Accounts
Business Checking: $10 fee; $3,000 minimum average daily balance
Business Savings: $3 fee; $100 minimum average daily balance
Business Money Market: $10 fee; $500 minimum average daily balance |
| Non-Sufficient Funds (NSF) |
$25 per item, maximum 3 per day |
| Overdraft Protection |
$3 per transfer assessed to the checking account; A transfer is made in $25 increments from designated Savings Account, Money Market Account, or State Farm Bank Visa®. |
| Overnight Mail Fee |
$10 Monday-Friday Delivery
$35 Saturday/Holiday Delivery |
| Stop Payment |
$20 per item |
| Wire Transfer -- Domestic |
No charge for Incoming; $15 for Outgoing |
| Wire Transfer -- International
|
Incoming (any value) - $15
Outgoing Less than $50,000 - $35;
$50,000 or greater - Fee varies, Contact Bank for current rate. |
State Farm Bank®
Equal Housing Lender
