| Account Research Fee |
$15 per hour ($10 minimum) |
| ATM/CheckCard Fast Card Charge |
$25 if express delivery of card is requested |
| ATM Fee |
State Farm Bank will not charge You for the use of ATMs not owned by the Bank (considered foreign ATMs). Further, the Bank will rebate
a foreign ATM surcharge imposed by the ATM owner in any amount assessed against a State Farm Bank checking or money market account provided that there is a direct deposit or Automated Clearing House (ACH) credit into that account within 45 days prior to the foreign ATM transaction. If a foreign ATM transaction is made more than 45 days after any direct deposit or ACH credit into the State Farm Bank checking or money market account, the Bank will rebate up to a total of $10 in foreign ATM surcharges per account per statement cycle.
The Bank will impose a fee to non-State Farm Bank issued cards for withdrawing cash from a State Farm Bank ATM. |
| Bank Draft/Official Check |
No Charge |
| Check Copy |
First 3 copies per statement cycle are free, after which $3.00 per item.
(Available at no charge on the Internet) |
| Collection Item |
$10 - Domestic
$15 - Foreign per item |
| Court Order / IRS Research Fee |
$11 per hour |
| Court Order / IRS Research Items |
$0.25 per item |
| Deposited Item Returned |
$10.00 per item |
| Duplicate Statement |
$5 per statement (Available at no charge on the Internet) |
| Excessive Transaction Fee |
$10 per statement cycle - for exceeding authorized number of Money Market transactions or Savings Account transactions per statement cycle |
| Foreign Bank Draft |
Fee varies by destination and will include a $10 handling charge |
| Foreign Currency |
Fee varies by Currency and will include a $10 handling charge |
| Garnishment / Levy |
$40 or dollar amount regulated by state law |
| Health Savings Account (HSA) |
The HSA has an annual fee of $25 which will be debited from the account upon opening and annually thereafter. |
Inactivity Fee
(Minor Savings accounts) |
A $5 monthly fee assessed if average daily balance is less than $100 and account had no deposits or withdrawals during the previous 3 statement cycles. Applies when primary account holder is under the age of 18. |
| Minimum Balance Fees |
The following minimum balance fees will be imposed monthly if the account has no electronic direct deposit and the average daily balance during the statement cycle falls below the minimum listed for the account.
Consumer Accounts*
Checking accounts: $10 fee; $100 minimum average daily balance.
Interest Checking and Money Market Accounts: $10 fee; $500 minimum daily average balance.
Savings accounts: $3 fee; $100 minimum average daily balance when primary account holder is age 18 or older.
$5 inactivity fee if the account had no customer initiated deposits or withdrawals during the previous 3 statement cycles and the primary account holder is under age 18.
*Fee will be waived if account electronically receives monthly direct deposit.
Business Accounts
Business Checking: $10 fee; $3,000 minimum average daily balance
Business Savings: $3 fee; $100 minimum average daily balance
Business Money Market: $10 fee; $500 minimum average daily balance
Dual Authorized Signatures: $5 fee per month
ATM Card Replacement: $5 if card is being replaced due to change in signer(s) on account. There is no fee to replace lost/stolen ATM Card. |
| Non-Sufficient Funds (NSF) |
$25 per item, maximum 3 per day |
| Overdraft Protection |
$3.00 per transfer; transfers made in $25 increments from designated Savings Account, Money Market Account, or State Farm Visa® credit card. |
| Overnight Mail Fee |
$10.00 Monday-Friday delivery
$35.00 Saturday/Holiday delivery |
| Stop Payment |
$20 per item |
| Wire Transfer -- Domestic |
No charge for Incoming; $15 for Outgoing |
Wire Transfer -- International
Incoming/Outgoing |
Incoming (any value) - $15
Outgoing of less than $50,000 - $35.00;
Outgoing $50,000 or greater - fees vary, contact the bank for the current rate. |
State Farm Bank®
Equal Housing Lender
