How to apply for home mortgage loans

You can expect State Farm's good neighbor service. If you are purchasing a new home or refinancing your current home, there are many details to handle. Let the experts at State Farm Bank® assist you with your mortgage process in all 50 states. Making sure our customers have an opportunity to purchase a home quickly and easily is the way we do business.

If you are ready to apply or would like to be pre-approved:

Call toll-free 1-877-SF4-BANK / 1-877-734-2265

OR

See a participating State Farm agent if the property to secure the loan is located in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

OR

Submit your mortgage inquiry online

(The application checklist will list the items you may need to apply.)

Next steps:

You, your real estate agent and the seller will benefit from a pre-approval. It will give you the peace of mind that you will qualify for the home of your dreams and may enable you to close earlier.
After you apply for your mortgage we will send you a package of information for your review and signature. You will also get the name and direct phone number of the Mortgage Consultant who will work with you during the processing of your application.
You will be requested to fax or send back to the Mortgage Consultant the information on the enclosed instructions.
After receiving the completed application and requested documentation a decision on issuing the loan will be made within three business days.
To close your loan, State Farm Bank will send your closing paperwork to the closing company assigned.