Vehicle Loans

winding road through a green pasture
State Farm Bank® offers loans for cars, light trucks, SUVs, boats, recreational vehicles, motorcycles, jet skis, ATVs, snowmobiles and other vehicles.

These loans are available for new and used vehicles.

Competitive fixed rates
No up front fees
No mileage restrictions
Vehicles with titles that are salvaged, rebuilt, or reconstructed are not eligible.
Total Loss Debt Cancellation included.†

Products are available through bank-trained agents in the District of Columbia and all states except Massachusetts and Rhode Island.

Vehicle loan terms and conditions

Minimum loan amount is $5,000 for 12-36 months*
Minimum monthly payment of $100 for all terms

*Minimum loan amounts may vary

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Automobiles, light trucks, vans and sport utility vehicles

Amount advanced on NEW vehicles can be up to 125% of invoice.
Amount advanced on USED vehicles can be up to 125% of trade-in value.
Total Loss Debt Cancellation included.†

Boats and recreational vehicles only

Minimum loan amount is $5,000 for terms of 12-36 months.
Minimum loan amount is $20,000 for terms of 73-120 months.
Minimum loan amount is $30,000 for terms of 121-180 months.
Minimum loan amount is $50,000 for terms of 181-240 months.
Minimum monthly payment is $100 for all terms.
Amount advanced on NEW boats and RVs can be up to 100% of invoice
Amount advanced on USED boats and RVs can be up to 100% of trade-in value
Total Loss Debt Cancellation included.†

ATVs, jet skis, motorcycles, snowmobiles and others

Minimum loan amount is $5,000 for terms of 12 -36 months.
Minimum monthly payment is $100 for all terms.
Vehicles with titles that are salvaged, rebuilt, or reconstructed are not eligible.
Amount advanced on NEW vehicles can be up to 100% of invoice.
Amount advanced on USED vehicles can be up to 100% of trade-in value.
Total Loss Debt Cancellation included.†