Vehicle Loans

State Farm Bank® delivers competitive interest rates on a host of checking and savings accounts, low APRs on credit cards, and affordable rates on home and vehicle loans. Enter your ZIP Code below to see the current rates for your area.

Need help planning? Visit our financial calculators.

Get Personalized Rates

For rates in your area, enter your ZIP Code:

Whether you’re purchasing a new vehicle or refinancing one you already own, we offer competitive rates, many affordable payment options, and no hidden fees. And we provide loans for cars, SUVs, boats, motorcycles, ATVs, and more – so no matter what you drive, we’ve got you covered.

Features and Benefits

• Competitive rates with no hidden fees.
• No mileage restrictions.
• Affordable payment options.
• Opportunities to finance a car, light truck, SUV, boat, recreational vehicle, motorcycle, jet ski, ATV, snowmobile, and many other types of vehicles.
• Total Loss Debt Cancellation¹ included at no additional cost.
• Discounted rate for customers who make automatic monthly vehicle loan payments through a State Farm Bank® deposit account (checking, money market or savings). Rates may increase after consummation.
• Switch your vehicle loan now and save by refinancing your new or used vehicle.
• Rates are dependent upon the loan amount, term, age of collateral and credit history.
• Minimum loan amount is $5,000.
• A pre-payment penalty of $100 will apply when the loan is paid in full within the first 12 months.

¹ State Farm Bank Total Loss Debt Cancellation (TLDC) is automatically included as a provision of all newly issued vehicle loan promissory notes. The TLDC provision provides you with financial protection should you incur a total loss to the vehicle (as determined by your insurer) and the insurance settlement amount does not cover the remaining principal balance of your loan. Certain exclusions may apply. TLDC is not an insurance policy. Please contact State Farm Bank for additional details.

Customer Reviews are designed for our customers to rate their experiences with certain products and services offered by State Farm Bank. Product or service requirements, price, availability and features may vary based on our customer’s individual circumstances as well as laws and the product or service contracts, and location. State Farm Bank does not guarantee the accuracy of customer posts. Views and opinions expressed by our customers are for information purposes only and should not be deemed as an endorsement by State Farm Bank.

The Site Terms, State Farm’s Community Guidelines and Moderation Guidelines govern the content you submit on Statefarm.com. As a result, State Farm Bank may not post all submitted content.