Home Buying Tips

Don’t go into your home purchase unprepared; to do so can be both disastrous and expensive. Spend some time here and get the tools you need.

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Do a little homework

You're already on the right track by reading this. Keep it up by gathering information about recent home sales prices, market trends, houses on the market and neighborhood statistics. Much of this is available on the Internet.

Make a list

Make a list of the features you need vs. those you want in your family’s new home. Use our home comparison chart to eliminate the frustration of forgetting why you liked or disliked a home.

Evaluate a real estate agent

You can search for a house on your own, but there are many advantages to using a real estate agent. Find one that will work with you to find that perfect house. Consider interviewing at least 2 or 3 agents before making a decision on the agent to represent you.

Get pre-qualified for a mortgage

Rather than guessing or estimating how much you can afford to spend, ask for an assessment and a letter stating how much you're qualified to borrow. By getting your financial house in order, you may save time, aggravation and heartache.

Side-by-side comparison

A scorecard to compare homes is a great tool to use after you have looked at several houses.

Relax

Maintain your perspective and your cool. You may find the house of your dreams on the first day or the 30th. Remember your goal is to find the right home for your family.