If your car (or a car it replaced) has been with State Farm for at least three years without a chargeable accident during this period, you will receive a discount on the premiums for Bodily Injury and Property Damage Liability including Personal Injury Protection, and Collision Coverages. This discount may increase over time if the policy remains in force and there continue to be no chargeable accidents.
An accident is chargeable if the driver was more than 50% at fault and State Farm paid $750 or more under the Property Damage Liability Coverage and Collision Coverage combined. For a multiple vehicle accident, a Property Damage Liability Coverage payment must have been made for a claim to be considered chargeable.
Get a discount up to 5% just for enrolling. This discount is available to customers who agree to share certain driving information and have an eligible vehicle. The discount will be based on the actual usage of your vehicle. The less your vehicle is driven, and in some cases, the safer your vehicle is driven, the more you can save. You could receive a discount up to 50% at future renewals! More Information
You may be eligible to receive this discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years. The private-passenger receiving the discount must also be insured with State Farm Mutual Auto Insurance Company.
NOTE: All driving history will be verified at the time an application is submitted for insurance.
1993 and prior vehicles equipped with a factory-installed air bag or other passive restraint system which meets federal safety standards will receive a discount on the premium for Personal Injury Protection Coverage and Supplemental Medical Payments Coverage.
In order to initially qualify for this discount, the following requirements must be met:
All drivers under age 25 who are assigned to the automobile must:
have no at-fault accidents or moving violations in the three year period prior to the time the discount is initially applied (NOTE: In some states certain accidents and moving violations may not disqualify you), and
have successfully completed the State Farm Steer Clear program. The program includes video content regarding safe driving behaviors and requires the driver to track some of their driving experiences.