Boat Claims

How to report a boat claim

To start the claims process, contact your State Farm agent. Once you've reported your claim, an associate will contact you as soon as possible.

Important things to remember

• Take reasonable steps to protect your boat from further damage
• Prepare an inventory of damaged or stolen property including item descriptions and any available bills, receipts and documents that establish their value
• Review your policy for specific coverage information
• Be sure to tell us where your watercraft is located

If someone files a claim against you

• Report your claim and State Farm will conduct an investigation to assess the allegations
• State Farm will adjust claims you are legally liable for, subject to the terms and conditions of your policy

If anyone is injured

• If you or your passengers have applicable medical payments or personal injury coverage, injury-related bills will be paid according to the terms and conditions of your policy

Settling a claim

• We'll pay to repair or replace your damaged property subject to the terms and conditions of your policy
• If applicable, check with your lien holder about how they handle claim payment
• Check with your State Farm agent or claim representative with questions

This is only a general description of coverages and is not a statement of contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.