Vehicle Damage

Vehicle Damage

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  • Review your policy for specific coverage information
  • If your car is drivable, you may be asked to take it to a claim service office
  • If your car is not drivable, you will be advised about what to do when you report your damage
  • Be sure to tell us where your car is

What to expect

  • State Farm will provide you with a detailed appraisal of damage and cost of repairs
  • You may have your car repaired where you wish
  • Your State Farm agent can provide names of conveniently located quality repair facilities, if necessary
  • Your repair facility should contact us directly if there are questions about the appraisal
  • State Farm's claim payment will be based on the prevailing competitive price in your area. If you pick a repairer that charges prices higher than this prevailing competitive price, you will be expected to pay the difference
  • If your car is totaled, your claim payment will be based on the current market value of a car similar to yours, with adjustments for your car's condition

This is only a general description of coverages and is not a statement of contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.