Variable Deferred Annuity Advantages

Money You Can't Outlive. You can select an income option that guarantees income for as long as you live -- no matter how long that may be.1

Death Benefit Guarantee. If you should die before you begin receiving income from your Variable Deferred Annuity, your family can receive a death benefit. So your loved ones will still reap the financial rewards from your planning.

Tax Deferred. Pay income tax on your gains only when you begin to withdraw money.

*Withdrawals made prior to age 591/2 may be subject to a 10% federal income tax penalty.

Diversification and Flexibility. You have the option to invest in a variety of underlying investment funds and move your money as often as you like within your Future Income Flex without federal tax implications.

Helps Protect Against the Effects of Inflation. Although past performance does not guarantee future results, a Variable Deferred Annuity is an investment vehicle that could help you minimize the effects of inflation. Investment return and principal values will fluctuate so that your account value, when redeemed, may be worth more or less than the premiums you paid.

Fees and Expenses. Certain administrative charges and maintenance fees do apply. See a prospectus for complete details.

For more detailed information about this policy including charges and expenses, view the prospectus online, or ask your State Farm® registered representative agent for a prospectus. Read the prospectus carefully before you invest or send money. See your State Farm registered representative agent for details on coverage, costs, restrictions, and renewability.

1Based on the claim-paying ability of the issuing State Farm life insurance company.

State Farm Variable Products are available through prospectus by registered representatives of State Farm VP Management Corp., One State Farm Plaza, Bloomington, Illinois 61710, 1-888-702-2307.  Please read the prospectus and consider the investment objectives, risks, charges, expenses and other information it contains about State Farm Variable Products carefully before investing.

Investing in a variable annuity is generally suitable for long-term investing such as retirement savings. You should consider your financial situation before investing.


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Issued by:
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
Bloomington, IL
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

State Farm VP Management Corp.
(Underwriter and Distributor of Securities Products)
One State Farm Plaza
Bloomington, Illinois 61710-0001
1-888-702-2307

Variable Deferred Annuity policy series 97040 & 97090 in all states except MT, NY, WI; 97090 in MT, A97040 & A97090 in NY& WI

Not FDIC Insured

*No Bank Guarantee
*May Lose Value

AP2007/12/9653

IL-136.2

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