Why State Farm

An annuity contract is only as good as the insurer's ability to pay. And State Farm has always been able to back up its contract promises. Here's why:

A conservative investing strategy

When we invest your premiums, our strategy is geared for the long term. That's why we've invested the vast majority of our bond portfolio in high-quality investment-grade bonds. Rather than being lured by the empty promises of the latest risky investment, we insist on holding the highest grade assets.

We put Main Street ahead of Wall Street

State Farm Life Insurance companies are wholly owned subsidiaries of State Farm Mutual, which is owned by its policyholders. Since we’re not a publicly traded company, we’re never sidetracked by stockholder demands. Your interests come first.

We have plenty of assets

State Farm Life, which issues our annuities, has a strong surplus ratio (a company’s assets minus liabilities). Such substantial reserves help ensure that we can back up our promises.

We’ve earned top financial strength and performance ratings

Major ratings agencies such as A.M. Best, Moody's, Standard & Poor's, and Weiss Ratings have consistently awarded State Farm top scores for financial stability and claims-paying ability. Our proven track record means peace of mind for you.

Our experience is built on sound, time-tested approaches

We sold our first policy in 1929, the year the Great Depression began. Ever since then, no recession has prevented us from following through on our policy promises. When it comes to your retirement, that’s the kind of experience and security you expect.

We offer a variety of annuities products to meet your needs

Our annuities products offer a range of options. Whether it's a single or series of premiums, length of interest guarantee, or how payments are received, there's a State Farm annuity that's right for you.

Future Wealth Builder

* This product is currently not available.

  • Flexible premium(s)
  • Deferred Life Annuity
  • Guaranteed minimum interest rate

Future Income Plus

  • Single premium
  • Deferred Annuity
  • Guaranteed minimum interest rate

Guaranteed Income

  • Single premium
  • Immediate Annuity
  • Guaranteed income

Good Neighbor Service

State Farm was built on face-to-face Good Neighbor service. Today, with more than 64 million policies, we still believe in the agent and customer relationship.


Policy Series Wording Information

Issued by:

State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL


  • View additional disclosures

    State Farm agents do not provide tax, legal, or investment advice. Please consult your tax, legal, or investment advisor regarding your specific circumstances.

    This is a general description of coverage. A complete statement of coverage is found only in the policy.

    Guarantees are based on the claims-paying ability of the issuing State Farm Life Insurance company.

    Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.

    Deferred Life Annuity policy series 10040, 10090, A10040, and A10090.

    Deferred Annuity policy series 03040, 03090, 03047, 03097, A03040, A03090, A03047, and A03097.

    Single Premium Immediate Life Annuity policy series 03041, 03091, and A03041.

    Single Premium Immediate Life Annuity with Choice of Certain Period policy series 03042, 03092, and A03042.

    Single Premium Immediate Life Annuity with Cash Refund policy series 03043, 03093, and A03043.

    Single Premium Immediate Joint & Last Survivor Life Annuity policy series 03044, 03094, and A03044.

    Single Premium Immediate Joint & Last Survivor Life Annuity with Choice of Certain Period policy series 03045, 03095, and A03045.

    Single Premium Immediate Annuity with Choice of Certain Period policy series 03046 and A03046.

Not FDIC Insured
  • No Bank Guarantee
  • May Lose Value

IL-155.3

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