Family Life Insurance

Your family always comes first. And you’d do anything to make sure they’re cared for, whatever the future may bring. So, how can you help make sure:

• Your family would be cared for if something happened to either you or your spouse?
• Your children could get the life coverage they’ll need when they’re older?

Life insurance with State Farm® can help secure your family’s financial future if you aren’t there. This is family life coverage made simple. Instead of dealing with separate policies, you can get life coverage for your immediate family – for one rate – under a single policy.  It’s the right life insurance coverage for your needs.

Life just got even better

Life insurance is usually thought of as something for the spouse who is the breadwinner. If that person dies, then the life insurance benefit would help provide for the family. The mortgage may still get paid; the kids may still go to college.

Life coverage is no less important for the spouse who stays at home, works part time, or is a secondary breadwinner. A life insurance benefit may help pay for childcare, housekeeping, meals, and other services your family can’t do without.

Life insurance is also important for the kids. Getting them covered at a young age may help ensure they have the coverage in the future. They can convert the coverage as adults, even if they later develop health problems that would otherwise make them uninsurable.¹

With life insurance whatever the future brings, your loved ones’ financial security may be protected.

Basic facts: State Farm Family Life Insurance

Talk to your agent to see which policy makes sense for you. Once you or your spouse is covered by either a State Farm Select Term or Whole Life insurance policy, just add one (or both) of these riders to help protect the rest of your family.

• Select Term Rider - Provides life insurance to age 95 with a premium that will remain level for 10, 20,or 30 years depending on the coverage you choose. The rider is available on both the insured and an additional insured and can be converted to a permanent policy if lifetime coverage is needed.¹  Minimum coverage is $100,000.
• Children’s Term Rider - Add this to cover your children. Just one rider can provide up to $20,000 in life insurance coverage for each child in your family, including children yet to be born. So as your family grows, new children are automatically covered. You can convert this rider at expiration of coverage to any available policy to provide lifetime coverage for each child.¹

Big Coverage Little Cost

Here's an example of what Family Life Insurance would cost a family of three, assuming $250,000 in coverage for each parent and $10,000 for the child.

*Premiums are based on our Elite Preferred underwriting class and assume both insureds have not used tobacco or other nicotine products for the past 36 months.

**Must be under 18 years and eligible for insurance at the time of application.

¹Conversion options vary by state. Please talk with a State Farm agent.

We’re here for life

Life insurance coverage for your family has never been so affordable. And it’s insurance coverage you can count on because State Farm stands behind it. State Farm began offering life insurance in 1929, and we’ve always had the financial resources to deliver on our policy promises. Getting in touch is easy. Walk in, Mail in, Call in, Click in®. Contact a State Farm agent today or visit statefarm.com®, and see how we can help you and your family plan for the future.

Select Term-10, Select Term-20, and Select Term-30 policy series 06020, 06021, 06022, 06070, A06020, A06021, and A06022

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Select Term, policy series 09161, 09461, and A09161.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 20 Years, used with Select Term, policy series 09162, 09462, and A09162.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 30 Years, used with Select Term, policy series 09163, 09463, and A09163.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Select Term, policy series 09181, 09481, and A09181.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 20 Years, used with Select Term, policy series 09182, 09482, and A09182.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 30 Years, used with Select Term, policy series 09183, 09483, and A09183.

Children’s Term Life Insurance Benefit Rider, used with Select Term, policy series 06140, 06440, and A06140.

Whole Life policy series 11000, 11050, and A11000.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Whole Life, policy series 09151, 09451, and A09151.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 20 Years, used with Whole Life, policy series 09152, 09452, and A09152.

Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 30 Years, used with Whole Life, policy series 09153, 09453, and A09153.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 10 Years, used with Whole Life, policy series 09171, 09471, and A09171.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 20 Years, used with Whole Life, policy series 09172, 09472, and A09172.

Additional Insured’s Level Term to Age 95 Life Insurance Benefit Rider with Premiums Adjustable After 30 Years, used with Whole Life, policy series 09173, 09473, and A09173.

Children’s Term Life Insurance Benefit Rider, used with Whole Life, policy series 07140, 07440, and A07140. 

Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.

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