Life Insurance Basics

Life Insurance Basics

There's a lot to learn when you're getting started with insurance, and there's still a lot to learn when you've had insurance for years! State Farm® wants you to feel confident that you are making informed choices.

With life insurance from State Farm, you can help your family:

  • Keep paying the home mortgage.
  • Maintain their current standard of living.
  • Pay off debts, estate taxes, and final expenses.
  • Create a fund for college education.
  • Create a fund for a family member with special needs.
  • Protect their dreams for the future.

Getting Started

Click on the links below to find out more about life insurance from State Farm.

Beyond The Basics

Want to explore the possibilities of your life insurance policy? Select from the list below to get the most from your policy and benefits.

Converting Term Insurance To Permanent

Switch from a term life policy to a whole life policy without a new health screening.

How Universal Life Works

Learn how universal life policies provide flexibility for premium, account value, and death benefit.

Return of Premium Term

Find out about the term policy that pays you back..

Options & Riders

State Farm offers a number of ways to extend and enhance your life insurance coverage.

Family Insurance

Life insurance protection for your whole family with one policy.

Estate Planning

Learn about life insurance and estate planning.

Servicing Your Policy

State Farm life insurance policy owners and beneficiaries can access a number of online resources, such as servicing and filing claims on existing policies.

Getting Started Online

Just a few easy steps to access your accounts.

How to Make A Claim

Review the procedures and options for claiming a death benefit of a State Farm life insurance policy.

Issued by:

  • State Farm Life Insurance Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • Bloomington, IL

IL - 501

Get a Life Quote Now

Find an Agent

Contact a local Agent for information or advice.



How Much Do You Need?

Find the right coverage for you.

Get Started