Universal Life Insurance

A Universal Life policy is a flexible way to help protect your loved ones and build tax-deferred cash value.

Universal life offers a great option to help your family prepare for the unexpected. It provides a flexible premium and adjustable benefit so that as your needs change, you have the option to change your coverage.

Additionally, as premiums are paid, it can accumulate account value which grows tax deferred until you need it.

Features of Universal Life Insurance:

• Flexibility – you decide the amount of life insurance, benefit, and premium payments.
• Security – protect your loved ones from financial hardship should the unexpected occur.
• Death benefit – life insurance proceeds are generally income tax free to the beneficiary.
• Guaranteed interest rate – earn while you protect your family. The interest rate at which the account value grows is guaranteed never to drop below a defined level.
• Cash value growth is tax deferred – The growth in cash values is tax-deferred under current federal income tax law.

This is a general description of coverage. A complete statement of coverage is found only in the policy.

For more details on coverage, costs, restrictions, and renewability; or to apply for coverage, contact your local State Farm agent.

Universal Life policy series 08030 in all states except MT, NY, WI, and tax-qualified; 08080 in MT, A08030 in NY, WI; and 08080 for tax-qualified except, A08080 in NY, WI.

Issued by:
State Farm Life Insurance Company (Not Licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Home Office, Bloomington, Illinois
IL - 12.7