Universal Life Insurance

A Universal Life policy is a flexible way to help protect your loved ones and build tax-deferred cash value.

Universal life offers a great option to help your family prepare for the unexpected. It provides a flexible premium and adjustable benefit so that as your needs change, you have the option to change your coverage.

Additionally, as premiums are paid, it can accumulate account value which grows tax deferred until you need it.

Features of Universal Life Insurance:

• Flexibility – you decide the amount of life insurance, benefit, and premium payments.
• Security – protect your loved ones from financial hardship should the unexpected occur.
• Death benefit – life insurance proceeds are generally income tax free to the beneficiary.
• Guaranteed interest rate – earn while you protect your family. The interest rate at which the account value grows is guaranteed never to drop below a defined level.
• Cash value growth is tax deferred – The growth in cash values is tax-deferred under current federal income tax law.

This is a general description of coverage. A complete statement of coverage is found only in the policy.

For more details on coverage, costs, restrictions, and renewability; or to apply for coverage, contact your local State Farm agent.

Policy series 04030 in all states except Canada, MT, NY, PA, WI, and tax-qualified; C04030 in Canada, 04080 in MT, A94030 in NY, 94030 in PA, A04030 in WI, and also 04031 in TX; and 04080 for tax-qualified except, A94080 in NY, 94080 in PA, A04080 in WI, also 04081 in TX.

Issued by:
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
Home Office, Bloomington, IL
State Farm Life and Accident Assurance Company
(Licensed in New York and Wisconsin)
Home Office, Bloomington, Illinois
IL - 12.3