Retirement Plans For Small Businesses

Offering retirement plans is an excellent way to attract and retain valuable employees. And helping your employees plan for retirement just got easier.

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• Frequently Asked Questions
• Mutual Funds
• Life Insurance
• Annuities
• Find an agent

Qualified Retirement Plans

State Farm offers the following retirement plans for businesses:

• Simplified Employee Pension plan (SEP)
• Savings Incentive Match Plan for Employees (SIMPLE)
• Profit Sharing Plan
• Safe Harbor 401(k)
• Traditional 401(k) Plan
• Individual(k) Plan
• IRA Learning Center

Record Keeping and Administration Services

For an annual service fee, we provide record keeping and administration services. We offer plan and participant services including:

• Eligibility determination
• Account valuation
• Tax reporting
• Participant termination processing
• Participant loan assistance

Participant Services

Participants in SEP, SIMPLE and Safe Harbor 401(k) are also provided with services including:

• Interactive voice response system access to select from available State Farm Mutual Funds and Variable Products

Payment Options -- Employers can choose to make plan contributions by check (direct remittance or pre-authorized check) or Automated Clearing House (ACH).

Your State Farm agent will complete a factfinder to gather information about your business and your objectives for a retirement plan. Based on this information, a Retirement Plan Specialist will prepare a proposal for you to consider.

For detailed information on qualified retirement plans, please contact your State Farm agent.

State Farm VP Management Corp Risk/Important Disclosures. State Farm Mutual Funds Prospectus. The State Farm College Savings Plan Enrollment Handbook (PDF 417 KB) .

It is important to note that there is market risk involved when investing in mutual funds, including possible loss of principal.

AP2007/12/9643