Insurance Industry Issues

Find information about the position State Farm® has on current insurance industry issues.

Antitrust Law — the McCarran–Ferguson Act

State Farm continues to believe in effective regulation in those areas in which the government has a legitimate interest — regulation for solvency and regulation of market activities.

Credit — Use in Insurance Scoring

In the insurance industry, we believe our use of credit information lessens the extent to which those who represent higher potential risk are subsidized by those who represent lower potential risk.

Financial Services Reform

The Dodd-Frank Act is a historic and broad reaction to the perceived regulatory shortcomings believed by some to have been the cause of the most severe financial crisis since the Great Depression. This Act introduces the most significant changes to the regulation of financial services since the 1930s.