John Bowers, CLU,LUTCF,ChFC,LTCP

This opportunity is about potential employment with an independent contractor Agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor Agent.

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I understand the needs of a business owner like you. Together we can help protect your business and plan a roadmap for your financial future.

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Freezing Pipes

An average of a quarter-million families have their homes ruined and their lives disrupted each winter, all because of water pipes that freeze and burst.

State Farm is there for life

State Farm Insurance? began selling life insurance more than 75 years ago in April 1929. Today, State Farm? has over 7 million life insurance and annuity policies in force.

Animal-Vehicle Collisions

Each year, about 1.5 million animal-vehicle collisions cause about $1 billion in damage, according to the Insurance Information Institute for Highway Safety (IIHS).

Could you afford long-term care expenses?

Home health aides average $18.50/hour¹, and nursing home costs average $203/day². How long could you pay for these expenses before spending all of your savings? ¹ National Statistic: Genworth Cost of Care Survey, conducted by CareScout^?, April 2009. ² National Statistic: Based on rates for a private nursing home room. Genworth Cost of Care Survey, conducted by CareScout^?, April 2009.

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Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

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State Farm Bank®, Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service.

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Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP2014/12/2170
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Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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John Bowers, CLU,LUTCF,ChFC,LTCP

www.johnbowersclu.com

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Did You Know?

Freezing Pipes

State Farm is there for life

Animal-Vehicle Collisions

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The Landlords Insurance Covers Me

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