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State Farm Bank® deposit products are FDIC insured.

State Farm®
Student Visa®

For students wanting to build credit while earning points in the State Farm Loyalty Rewards® program, the State Farm Student Visa credit card is it.

16.99 – 24.99% Annual Percentage Rate (APR) 1 based on creditworthiness for purchases and balance transfers *

Earning
Points

Terms and Conditions
  • Earn 1 point for every $2 spent on eligible purchases with your State Farm Student Visa2 at millions of locations.3
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.2
  • See how rewarding loyalty can be. Check the Loyalty Rewards Calculator.
Apply for a Student Visa Card
 

Redeeming
Points

Terms and Conditions
  • Redeem points for gift cards at popular retailers, or for e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products.4
  • Use your points as a gift, or transfer your points between your State Farm Loyalty Rewards accounts.
  • Apply toward a qualifying State Farm product and receive a redemption premium.4
  • Redeem your points your way with a variety of options. Learn more about redeeming points.
Apply for a Student Visa Card

How to Redeem
Your Points

 
  1. Log in to your account
  2. The State Farm mobile app
  3. Call us at 877-SF4-VISA.
    (877-734-8472)(877-734-8472)
 
 

Card Features
and Benefits

  • 24/7 Good Neighbor Service
  • Works with Apple Pay
  • Account Fraud Monitoring
  • Visa Auto Rental Collision Damage Waiver 5
  • Visa Zero Fraud Liability 5
  • Visa Student Discounts
*Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Carrying a balance transfer may impact your grace period for purchases. Once a balance transfer is completed, you will need to pay the total balance of any new purchases and your balance transfer by the payment due date to avoid interest charges. If your total balance is not paid in full by the payment due date, you will be charged interest in accordance with your current purchase and/or balance transfer APR, until the balance is paid in full.
1 This APR will vary with the market based on the Prime Rate.
2 Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Student Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.
3 Purchases through a third-party payment account, digital wallets, or similar technology will not earn points.
4 Only the following State Farm products are eligible: Eligible State Farm Bank products include deposit accounts, mortgages, and consumer loans. Eligible State Farm products offered by affiliates of State Farm Bank include property and casualty insurance, life insurance, and annuities.
Not all State Farm products to which you may apply your State Farm Loyalty Rewards points qualify for a redemption premium.
Single redemptions to State Farm® Visa® Gift Cards will earn a premium redemption as follows:

Points Redeemed / Premium

0-24,999 points — No Premium

25,000 - 49,999 — 25% Premium

50,000 - 99,999 — 35% Premium

100,000 - greater — 50% Premium

5 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA (877-734-8472) for additional details.

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-VISA (877-734-8472). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.