Loans For Fun Times

State Farm Bank deposit accounts are FDIC insured.

Boat Loans, RV Loans, and Motorcycle Loans from State Farm Bank®

Let the good times roll! State Farm Bank can help you finance your boat, recreational vehicle, motorcycle, jet ski*, ATV*, snowmobile*, and other types of vehicles. Just like our car loans, these loans feature competitive rates, 24/7 online account access, and Payoff Protector®1, which in case of a total loss may help you avoid making principal payments on a vehicle you no longer own.

Apply for a Vehicle Loan


  • No application fees.
  • Payoff Protector®1, which in case of a total loss may help you avoid making principal payments on a vehicle you no longer own.
  • 24-hour account access.


  • Minimum loan amount: $5,000; Maximum Loan Amount: $250,000 (Boats & RVs), $40,000 (Motorcycles).
  • APRs may vary based on loan characteristics, credit and other factors2.
  • Available loan amount including cash out on new or used vehicles is based on the value of the vehicle.
  • A pre-payment penalty of $100 will apply when the loan is paid in full within the first 12 months.
  • Mileage restrictions: 150,000 miles maximum or driven more than 50,000 miles per vehicle year.
  • All applicants must be at least 18 years of age. The lending policy of State Farm Bank permits financing only to persons who are at least 18.
  • The individual(s) on the application must have a Social Security Number (SSN), Tax Identification Number (TIN), or Individual Taxpayer Identification Number (ITIN).

To see the most current rates, visit the Get Rates page. Vehicle Loan Disclosures [PDF-203.6KB]

*Certain collateral types may not be acceptable in all states. Please contact your State Farm Agent or State Farm Bank at 877-SF4-Bank.

1State Farm Bank Payoff Protector is automatically included as a provision of all newly issued vehicle loan promissory notes. Payoff Protector is not an insurance product. Subject to the terms, conditions, and restrictions of the Payoff Protector provision in your State Farm Bank Promissory Note and Security Agreement. Your loan must be in good standing in order for Payoff Protector to apply. If your vehicle is determined to be a total loss before the loan is paid off, State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Please contact State Farm Bank for additional details.

2Not all applicants will qualify for the "as low as" Annual Percentage Rates (APR) shown. Factors that may impact the final Annual Percentage Rate offered include the applicant(s) Credit Score, Loan Amount, Term, Collateral Model Year, and Loan Type.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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