Our Fixed-Rate and Adjustable-Rate Home Mortgage Loans Can Help

Great loans for people who are buying or refinancing a home.


  • Fixed-rate mortgage loans have principal and interest payments that stay the same for the life of the loan.
  • Adjustable-rate mortgages offer you the benefit of lower initial rates and monthly payments. These rates are fixed for an initial time, then adjusted annually.1
  • We participate in the Home Affordable Refinance Program (HARP) to help you take advantage of the federal program.

State Farm Bank® delivers competitive interest rates on a host of checking and savings accounts, low APRs on credit cards, and affordable rates on home and vehicle loans. Enter your ZIP Code below to see the current rates for your area.

Need help planning? Visit our financial calculators.

1 As an ARM loan begins to adjust, the rate and corresponding payment may increase above those for prevailing fixed-rate loans of a similar term.

Reduced Rates on Certain Mortgage Loans

Learn more about Home loan process

15 Year Fixed Rate and 5/1 ARM Jumbo Mortgage Loans.