Our Fixed-Rate and Adjustable-Rate Home Mortgage Loans Can Help

Great loans for people who are buying or refinancing a home.

State Farm Bank® deposit accounts are FDIC insured.

Highlights:

  • Fixed-rate mortgage loans have principal and interest payments that stay the same for the life of the loan.
  • Adjustable-rate mortgages offer you the benefit of lower initial rates and monthly payments. These rates are fixed for an initial time, then adjusted annually.1
  • We participate in the Home Affordable Refinance Program (HARP) to help you take advantage of the federal program.

1 As an ARM loan begins to adjust, the rate and corresponding payment may increase above those for prevailing fixed-rate loans of a similar term.

State Farm Bank delivers competitive interest rates on a host of checking and savings accounts, low APRs on credit cards, and affordable rates on home and vehicle loans. Enter your ZIP Code below to see the current rates for your area.

Need help planning? Visit our financial calculators.

State Farm Bank®, Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service.

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