We Can Cover You With Options for Overdraft Protection

State Farm Bank® understands that situations happen that cause your account to become overdrawn and Non-Sufficient Funds (NSF) Fees to be charged. We want to help you lower these fees. This information is designed to help you understand NSF fees, what causes them, and how to prevent them.

State Farm Bank deposit accounts are FDIC insured.

Overdraft Protection provides protection on your State Farm Bank Checking, Interest Checking and Money Market Savings account(s) to prevent your account(s) from becoming overdrawn and being charged Non-Sufficient Funds (NSF) Fees. With Overdraft Protection, when your account does not have enough money to pay an item, money is transferred for a small fee from your selected Protecting Account (either a deposit account or a credit card) and you are not charged an NSF Fee.

Learn more about overdraft protection:

1Data rates from your carrier may apply.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.

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