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State Farm Bank®Expedited Bill Pay Terms and Conditions

State Farm Bank deposit accounts are FDIC insured.


This agreement provides the terms and conditions of the Expedited Payment-Overnight check delivery service available through the State Farm Bank Internet Bill Payment Service. By entering into this Agreement, you accept all terms and conditions stated herein. This service is an extension of the Internet Bill Payment Service, and therefore the Internet Bill Payment Service Terms and Conditions also apply. To the extent of any conflict, the terms of this Agreement shall control.

Features of Expedited Payments

This feature allows you to make overnight payments by check to all payees. Overnight check payments are sent using FedEx® overnight delivery service. To ensure overnight delivery, overnight checks can only be sent to a valid street address in the continental United States (the Contiguous 48 states and the District of Columbia). In addition, overnight check payments cannot be delivered to the following locations:

  • APO or FPO addresses
  • Post Office (P.O.) boxes
  • Addresses considered undeliverable using USPS standards

If an undeliverable address is entered, an error message will be displayed.

After entering the payment details, you will be able to review the payment information. At this time you will have the opportunity to edit or cancel the payment. Once you click "Make payment", your payment cannot be edited or cancelled.

There is a 6PM Central Time business day cutoff for overnight check payments to be submitted. Overnight check payments submitted on a non-business day or after the cutoff are processed the next business day.


A convenience fee of $14.99 will be electronically deducted from your funding account as a separate transaction for each overnight check submitted.

State Farm® Rewards Visa®

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State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.

State Farm Bank®, F.S.B., Bloomington, Illinois ("Bank") is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265); If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank®
Member FDIC
Equal Housing Lender