Internet Bill Payment Service Disclosure

Service Terms and Conditions (Consumer Accounts Only)

State Farm Bank® deposit accounts are FDIC insured.

Bill payment service may be available on your State Farm Bank® account, and is subject to daily transaction limits.


The captions of sections hereof are for convenience only and shall not control or affect the meaning or construction of any of the provisions of this Agreement.

User Confidentiality – Password and Security

State Farm Bank® identifies users by their unique UserID and Password. State Farm Bank® will attribute to You all Bill Payment transactions initiated with your UserID and Password. You agree not to give or make available your UserID and Password to any unauthorized individuals. You are responsible for all payments You authorize using the Service. If You permit other persons to use the Service or your password or other means to access your account, You are responsible for any transactions they authorize.

If You believe that your UserID and/or Password has been compromised, You must immediately change your Password and notify State Farm Bank® that your Password was compromised. Contact State Farm Bank® immediately at: 877-SF4-BANK (877-734-2265); if You are deaf, hard of hearing, or do not use your voice to communicate, You may contact Us via other relay services.

Service Definitions

The following definitions apply to the bill payment service available on your State Farm Bank® Account: Service means the bill payment service offered by STATE FARM BANK® — BILL PAY, through Fidelity National Information Services, Inc.

Agreement means these terms and conditions of the bill payment service. Biller is the person or entity to which You wish a bill payment to be directed or is the person or entity from which You receive electronic bills, as the case may be. Payment Instruction is the information provided by You to the Service for a bill payment to be made to the Biller (such as, but not limited to, Biller name, Biller account number, and Send On date). Payment Account is the account from which bill payments will be debited. Billing Account is the account from which all Service fees will be automatically debited.

Business Day is every Monday through Friday, excluding Federal Reserve holidays. When making payments, the Send On date is the date your payment will be generated. The Deliver by date is the date payment is received by Your Biller. For your convenience, the Send On date and the Deliver by date are displayed within the Smart Calendar function when making a payment. Due Date is the date reflected on your Biller statement for which the payment is due; it is not the late date or Grace Period. Scheduled Payment is a payment that has been scheduled through the Service but has not begun processing.

The Send Money Online feature allows You to transfer money to another recipient. The funds will be sent to the recipient no later than 1 – 2 business days, depending on the option You select. The funds will be debited from your payment account immediately.

We may refuse to honor bill payment transactions for IRA Money Market accounts, even though the service for these transactions is not restricted by the system.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.

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