We value your privacy. We may collect personal information from you for business, marketing, and commercial purposes. Read more
We value your privacy. We may collect personal information from you such as identifying information (name, address, driver's license number), transactional information (products or services purchased and payment history), digital network activity (interactions with our website, IP address), geo-location data, audio recordings and other forms of personal information. We use this information for business, marketing and commercial purposes, including but not limited to, providing the products and services you request, processing your claims, protecting against fraud, maintaining security, confirming your identity and offering you other insurance and financial products.
For California residents, click here to view the full version of the California Consumer Privacy Notice.Para español, haga clic aquí para ver la versión completa del Aviso de Privacidad del Consumidor de California. Read less
Start Of Main Content
State Farm Bank® is converting its Visa credit and debit cards to feature an embedded chip that improves security when used at a point of sale (POS) or ATM that is chip enabled. Chip technology will soon become the security standard in the U.S. because it has proven successful in reducing counterfeit fraud in over 130 countries around the world. Chip technology is the next step in providing you enhanced security.
State Farm Bank® deposit accounts are FDIC insured.
What is a chip card?
A chip card is a standard sized credit or debit card that contains an embedded microchip as well as the traditional magnetic stripe.
How does it work?
When you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. The microchip will generate a single-use code that will validate the transaction.
Where can I use my chip card?
Since your card has both a magnetic stripe and an embedded chip, you can use your card anywhere Visa cards are accepted.
Chip-enabled terminals are common in most foreign countries, but the United States has just started this transition. You will be seeing more and more merchants convert to the chip-enabled terminals.
How do I use my chip card?
The checkout process on a chip-enabled terminal is slightly different than usual. Your card can now be used four convenient ways:
Yes. Chip technology is already the security standard in many countries around the world. When purchases are made using the chip feature, the transaction is more secure because of the unique code that is generated that determines if the card is authentic. This makes the card more difficult to counterfeit or copy.
Chip technology is the next step in providing enhanced security to our customers.
If a retailer or merchant has a chip-enabled terminal, simply insert your chip card face-up into the terminal. The chip card will remain in the terminal while the transaction is processed. To authorize your transaction, just follow the prompts on the terminal.
You will be prompted for a signature to complete the purchase.
To set a travel notification for your State Farm® Visa® credit card, sign into your account via statefarm.com®, click on the Account Maintenance tab, and then select the Travel Notification link to submit your request. If you don't have access to your account via statefarm.com, initiate a travel notice by calling 877-SF4-VISA (877-734-8472) and speaking to a State Farm Bank associate. When traveling abroad, please contact us toll free at 877-SF4-VISA (877-734-8472) or internationally at 706-644-0852 (you can call collect). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services.
We recommend that you set a travel notification on any card(s) you plan to use when traveling, so your card service isn't interrupted. To initiate a travel notification for your State Farm Bank® Visa® Debit Card, please call us toll-free at 877-SF4-BANK (877-734-2265), if you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services, or fill out the banking inquiry form after logging into your account on statefarm.com. For your protection, please do not include sensitive personal information such as social security number, credit/debit card number, or health/medical information when using the banking inquiry form.
When will I receive my chip card and what is changing?
State Farm Bank® began a phased in approach to issuing State Farm® Rewards Visa®, State Farm® Good Neighbor Visa®, and State Farm Bank® Business Visa® credit cards with chip card technology in June 2015. If you have one of those card types, you should receive a chip card when your current card expires or needs to be reissued. Until then, use your standard card with the magnetic stripe.
Starting spring of 2016, State Farm Bank will begin a phased in approach to issuing State Farm Bank® Visa®Debit Cards with chip card technology. If you have one of those debit card types, you should receive one in 2016. Your new chipped debit card will have a new card number and expiration date. To properly dispose of your old card, shred or cut it up as soon as the new card has been activated. However, until you receive your new card, continue to use your standard card with the magnetic stripe.
State Farm Bank®, F.S.B., Bloomington, Illinois ("Bank") is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265); If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.