Affordable North Carolina Auto Insurance

State Farm® helps you save money on your car insurance with a variety of great discounts. Take a look at the discounts available in North Carolina.

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Accident-Free Discount (State Farm Mutual Only)

If your car (or the one it replaced) has been with State Farm for at least three continuous years without an accident during this period, you will receive a discount on the premiums for Bodily Injury and Property Damage Liability, Medical Payments, and Collision Coverages. An at-fault accident is any accident that received a surcharge under the Safe Driver Incentive Plan. This auto insurance discount in North Carolina may increase over time if the policy remains in force and there continue to be no chargeable accidents.

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Discounts and their availability may vary by state and eligibility requirements.