Changes in Your Life?
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2018 Special Enrollment

The Special Enrollment period for personal health insurance begins December 16, 2017 or later where Open Enrollment has been extended (CA, CO, CT and NY). Your State Farm® agent can help you see if you qualify, provide a quote, and more!

Get the plan that's Right for You

To be eligible for an Individual Medical policy with guaranteed approval, you must experience a qualifying life event such as having a baby, marriage, losing health insurance coverage, or other changes.

Talk to your State Farm agent if you have questions regarding a qualifying life event.

Through a marketing alliance, State Farm agents can help educate and guide you through the new insurance requirements, and help you figure out if you are eligible for Special Enrollment. They can also help estimate if you may be eligible for a government subsidy, as well as assist with 2018 Individual Medical health policy enrollment.

For the 2018 Special Enrollment period, Individual Medical Insurance is available in the following statesfootnote*:

CA, CO, CT, GA, ID, IL, MI, MO, MT, NM, NY, OK, OR, PA, SC, TX, UT, VA, and WA.

  • * Blue Cross Blue Shield policies will not be available through local State Farm offices in some counties of these states. Please contact your local State Farm agent to confirm availability.

To learn more about Individual Medical Health Insurance, just select your state in the box above and click "Go."


The Affordable Care Act established a requirement for individuals to own qualified health insurance, with some exceptions, or be subject to a possible tax penalty. All qualified plans sold on or off a Federally-Facilitated or State-Based Marketplace (exchange) must provide Essential Health Benefits.