Condominium Unitowners Protection

Get a Condominium Unitowners Insurance Quote

Your condo is one of the most important investments you'll ever make. To help protect it, you need the right kind of condominium unitowners insurance. With State Farm® condominium unitowners insurance, you can help protect your condo from fire, theft, and other covered causes of loss. We also offer a host of discounts* for everything from multiple-line policies to everyday safety items. Plus, State Farm policyholders may be able to take advantage of special offers on home automation and monitoring systems — a smart way to save money and help monitor and control your residence.

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Basics of Condominium Unitowners Insurance

Why You Need Condominium Unitowners Insurance

Condominium unitowners insurance insures your personal property and items of real property that pertain exclusively to your unit. Your association could have one of three policies: a policy that insures only the primary building and common areas; a policy that insures your building and any items in your unit other than personal property; a policy that insures the building, your unit, and any fixtures or improvements you make to your unit.

You deserve the personal service that only a good neighbor provides with the accessibility you count on. It’s also a good idea to meet annually with a State Farm agent to review your personal coverage because the association’s master insurance policy could change year-to-year without notification to you. An agent can help you choose the most appropriate protection plan – one that fits your lifestyle and your budget.

By getting a condominium unitowners insurance policy, you'll have more peace of mind knowing that State Farm is there to help protect you if a loss occurs.

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*Discounts are subject to state availability and eligibility requirements.

**This content is only a general description of coverages and is not a statement of contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself, and any endorsements. See your policy and any additional endorsement for exact coverage details or for further information, please see a State Farm agent.