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Condo Protection for Pennies a Day

Get a Condo Insurance Quote

Your condo is one of the most important investments you'll ever make. To help protect it, you need the right kind of condo insurance. Our claims network is one of the largest in the world, and it's accessible 24/7, online or by phone. And we offer a host of discounts* for everything from multiple-line policies to everyday safety items. With State Farm® condo owners insurance, you can help protect your condo if disaster strikes. Plus, State Farm policyholders can even take advantage of special offers on home monitoring systems — a smart way to save money and help monitor your residence.

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Basics of Condo Insurance

Why You Need Condo Insurance

Condo insurance is required to insure your personal property and any parts of your unit that aren't covered by your condo association's insurance policy. Your association could have one of three policies: a policy that insures only the primary building and common areas; a policy that insures your building and any items in your unit other than personal property; a policy that insures the building, your unit, and any fixtures or improvements you make to your unit.

By getting the right condo owners insurance policy, you'll have more peace of mind knowing that you'll be protected if a loss occurs.

The State Farm Advantage

*Discounts are subject to state availability and eligibility requirements.

**The contents on this page do not form a contract and should not be relied upon to determine coverage. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself, and in any endorsements.