What is Renters Insurance?

Renters insurance is a policy protecting home valuables you own 1 — that won't break the bank. Get renters insurance for your things and lower your anxiety a bit. And if you have a car, you can save money by having your renters and car insurance with State Farm®.

Get a Renters Quote

The Basics of Renters Insurance


Your landlord's coverage doesn't cover your stuff. Make a move to protect what's yours.


Personal property, things like computers, furniture, electronics, bikes, etc.

Renters insurance may cover losses caused by: 3

  • Weather: Fire, storms, wind, hail, lightning, freezing of a plumbing system, weight of ice, snow or sleet
  • Non-weather: Theft, vandalism, riots, aircraft and vehicles

For additional coverage on your valuable add a State Farm personal article policy.

3 Please refer to your actual policy for a complete list of covered losses. ⤶



Renters insurance may not cover:4

  • If the insured intentionally causes harm to property or person
  • Business pursuits or professional services
  • Ownership, operation, or maintenance of aircraft, motor vehicles and some watercraft

4 Please refer to your actual policy for a complete list of losses not insured and policy exclusion. ⤶



Cost: You can insure thousands of dollars of personal property for less than a dollar a day. Get a renters insurance quote today.

Discounts: From adding your car to adding some security, you can earn insurance discounts to keep costs within your budget.


Avail - Simplify and Improve Your Rental Experience 2

Secure Online Rental Applications | Fast Rent Payments | Build Credit with On-time Payments | Track Rental History

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights.

Home Inventory: How to Create One

Home Inventory: How to Create One

A home inventory lists everything you own, with each item's value.

10 Ideas to Decorate Your Rental

10 Ideas to Decorate Your Rental

Use simple, budget-friendly ideas to spruce up even the most basic rental.

Window and Door Draft Blockers Can Help Keep Your Home Cozy and Warm

Window and Door Draft Blockers Can Help Keep Your Home Cozy and Warm

Before cold weather comes, take time to insulate your home or apartment to keep the winter chill outside.

Disclosures

1 This document contains only a general description of coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. For further information, please see a State Farm Agent. ⤶

2 The products and services offered are offered by Avail. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by Avail. ⤶

Actual annual premiums for Renters insurance will vary depending on coverages selected, amounts of coverage, deductibles, and other factors. This is only a general description of coverage and not a statement of contract. Coverage is subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

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