Talk to Us About Long-Term Care Insurance

If you or a loved-one are in your 50s or 60s, you may want to learn more about long-term care insurance. This is a good place to start, but for information tailored to your specific needs, speak with a State Farm® agent. Our agents know what questions to ask, and can help you choose insurance that meets your needs.

Currently Long-Term Care Insurance Is Only Available in Oklahoma

Learn more about coverage information in Oklahoma.

Is Long-Term Care Insurance Right for You?

If you become chronically ill – because of a cognitive impairment, or because you're unable to perform at least two activities of daily living without substantial assistance – long-term care insurance could help pay for the care you need. Depending on the level of care required, it may be provided in a nursing home, and alternate care facility, or even at your home.

In addition to helping pay the costs of long-term care, long-term care insurance may help to provide these benefits:

  • Protect your savings and other assets
  • Preserve your independence
  • Exercise your own choices
  • Avoid government dependence
  • Maintain a better quality of life

The Costs and Risks of Long-Term Care

  • A nursing home stay costs an average of $85,775 per year (Semi-Private Room) according to a recent, national study, and this is just one of many costs associated with long-term care.footnote[1]
  • If you're unable to pay for long-term care when you or a loved one needs it, you may need to spend down your assets to become eligible for Medicaid to pay the costs of care.
  • 70% of those over 65 will need long-term care at some point in their lives.footnote[2]

Learn More About Long-Term Care Insurance

If you'd like to know more about long-term care insurance, what it costs, how it works, and to purchase a policy, please speak with a State Farm agent.


  • [1] Genworth 107 Cost of Care Survey, June 2017
    • [2] Medicare and You, National Medicare Handbook, Center for Medicare and Medicaid Services


Note: This is a Marketing tool intended for use in the sale of insurance. Completion of an application for a State Farm insurance policy will require contact with a State Farm insurance agent/insurance producer. This page provides a brief, general description of the coverage provided by these policies. It is not a contract and certain exclusions and limitations apply. A complete statement of the coverage provided is found only in the policy itself.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL