Skip to Main Content

Start of main content

Your essential guide to personal watercraft safety

Some don’t get on the water without them’ safety items you need now.

Heading out onto the water with your Personal Watercraft (PWC) requires some serious forethought and availability of practical safety equipment. ‘Going it alone’ or bare bones can be a dangerous move, so please read through and gather these essential safety items below. You just might thank us later.

What to wear:

  • US Coast Guard approved life vest for every rider which must be worn. Larger boats (not PWC’s) must just have them onboard
  • Water shoes to protect your feet
  • Gloves to protect your hands
  • Waterproof sunscreen
  • Sunglasses
  • Depending on weather and water conditions - possibly a wet suit or even a dry suit if conditions dictate.

What to bring:

  • Signaling devices - visual and sound. Examples would be a whistle and a small mirror
  • Fire extinguisher
  • A basic first aid kit
  • A small anchor
  • A length of mooring line in case of needing to tie off to another machine for a tow, preferably a floating line so if dropped it doesn’t sink
  • If the machine is going to be used at night or in low light conditions then Navigation lights would be required
  • A dry bag to store important items, such as papers and cell phones
  • Ignition safety lanyard must be worn so if you are thrown from the machine the engine is disabled and stops
  • Depending on the area where the machine is operated — a compass
  • A small paddle or oar
  • Depending on the waterway - possibly charts for navigation

Learn more about personal watercraft safety and remember to contact your State Farm® Agent to make sure your watercraft is properly insured.


Get a Quote

Select a product to start a quote.


Contact Us

844-373-0003 844-373-0003

Also Important

Best Practices For First Time Personal Watercraft Riders

Best Practices For First Time Personal Watercraft Riders

Handy tips on your first time out on the water.

Boat Safety: Why to Get Certified

Boat Safety: Why to Get Certified

Taking an approved boat safety course may net you an insurance discount.

Related Articles

Tips to Prevent Motorcycle Accidents

Tips to Prevent Motorcycle Accidents

Stay safe on the road and help avoid the risk of accidents by following these tips.

Ok, Why Won't My Motorcycle Start?

Ok, Why Won't My Motorcycle Start?

Some handy tips on what to do if your motorcycle won't start.