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Let's Talk Credit Score

Credit doesn't have to be a mystery. Five factors determine your score. Here's what you should know about them.

Credit Scores. Just three simple digits can impact so many areas of your life. Your credit score is designed to rate how well you manage credit - sort of a risk assessment for doing business with you. But sometimes it doesn't seem that simple to understand. It doesn't have to be a mystery. Just five factors determine your score, and you can start today to take action toward improving your score.

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The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. State Farm makes no guarantees of results from use of this information.




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