See how cutting down on certain spending habits each month can bring you closer to achieving your long-term financial goal. Indulgences can add up. If you learn to cut certain spending habits either in half, or entirely, your long-term financial goal can turn into a short-term reality. If you need a few tips to get you started, check out learn how to budget. Or, learn from Misty, as she walks through her spending with State Farm® Agent Lakitsia Gaines, as they discuss her spending and discover multiple ways to save.