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What is Identity Fraud?

Find out what exactly constitutes identity fraud, and what this all-too-common crime means for you.

Identity fraud means the fraudulent use of an individual's identifying information to commit crimes, unlawfully establish credit accounts, secure loans, or enter into contracts. Identity fraud occurs when a criminal uses personal information, such as a Social Security Number or credit card account number, to steal financial resources.

Identity fraud does not occur when a credit card is simply stolen-it may be consumer fraud, but is not identity fraud. Identity fraud occurs when someone steals personal information, opens credit card accounts in your name without permission, and charges merchandise to those accounts.

Identity fraud is a federal crime in the United States. According to the Federal Trade Commission, identity fraud is the most popular form of consumer fraud.

Do not fall victim to identity fraud - learn how thieves steal identities, steps you can take to reduce your risk, and the features Identity Restoration (IDR) coverage offered through State Farm Insurance.

For further information on Identity Fraud visit the Federal Trade Commission web site on Identity Fraud.

State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.

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