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Protect your home against common causes of house fires

Devastating home fires are all too common.

Girl putting fire extinguisher in laundry cabinet.

What are some common causes of house fires?

Devastating home fires are all too common. Every year, there are nearly 358,500 home fires in the United States. And many of those are fatal — 81 percent. The real tragedy is that so many of these fires can be prevented. By taking the basic precautions listed here, you could stop a disaster before it starts.

What causes home fires?

Cooking is the leading cause of home fires in the United States, starting almost half of all fires. Heating is the second highest cause, followed by electrical systems/lighting equipment and intentional fires. Smoking is the fifth highest cause, but is the leading cause of civilian home fire deaths.

Candles are also a significant cause and are responsible for approximately 24 home fires reported every day.

Cooking fires

Follow these tips from the National Fire Protection Association:

  • Be alert. If you are sleepy or have consumed alcohol, don’t use the oven or stove.
  • Stay in the kitchen while you are frying, grilling, or broiling food. If you need to leave the kitchen for even a short period of time, turn off the oven or stove.
  • If you are simmering, baking, roasting, or boiling food, check it regularly. Remain in the home while food is cooking, and use a timer to remind you that you are cooking.
  • Keep your stovetop clear of anything that can catch fire, including oven mitts, wooden utensils, food packaging, towels, or curtains.

If a cooking fire starts:

  • Be prepared. Keep a lid nearby when you’re cooking on the stovetop. If a small grease fire occurs, smother it by sliding the lid over the pan. Turn off the stove and leave the pan covered until it has completely cooled.
  • For an oven fire, turn off the heat and keep the door closed.
  • Whenever fighting a fire, be sure others leave and that you have a clear way out.
  • If the fire continues or grows, get out immediately! When you leave, close the door behind you to help contain the fire.
  • Call 9-1-1 or the local emergency number after you leave.

Heating equipment

  • Consider replacing older area or space heaters with new ones that turn off automatically when overheated or tipped. Keep them at least three feet away from anything flammable.
  • Have furnaces and chimneys professionally cleaned and inspected every year.
  • All fireplaces should have a sturdy screen. Never use flammable liquids to start a fire in a fireplace. Allow ashes to cool completely and use a metal bucket for disposal.

Electrical systems and equipment

  • Have your home inspected by a qualified electrician, especially when purchasing an older home.
  • Use a qualified electrician when having electrical work done.
  • Protect your home against arc faults. An arc fault occurs when an electrical short produces an arc: intensely hot sparks that can set fire to nearby flammable materials. Arcs often happen in appliance or extension cords that have become frayed or cracked.
  • To prevent arc faults, have Arc Fault Circuit Interrupters (AFCIs) installed in your home. These devices look and work like conventional circuit breakers. When an AFCI detects an arc, it shuts off the circuit.
  • Power surges can damage appliances and even cause fires. Protect your home with a two-tiered surge protection system: a whole house surge protection device (SPD) on the main electrical service to the home, and point-of-use SPDs for all valuable electronics and appliances.


Each year, candle fires account for hundreds of thousands of dollars in property damage and hundreds of unnecessary injuries and deaths.

  • Only burn candles under constant supervision.
  • Keep burning candles a minimum of one foot away in all directions from flammable and combustible items.
  • Keep candle wicks trimmed to within one-quarter (¼) inch from the top of the candle.
  • Do not allow candles to burn down to the bottom of their container.
  • Extinguish all candles before leaving the house or when going to bed at night.
  • Place candles in safe locations, out of the reach of children or pets.
  • Only place candles on secure furniture that is unlikely to tip over.


To help prevent a smoking accident from causing a fire, the U.S. Fire Administration recommends that you:

  • Smoke outside. Many things in your home can catch on fire if they touch something hot like a cigarette or ashes. It is always safer to smoke outside.
  • Put cigarettes out all the way. Do this every time. Don’t walk away from lit cigarettes and other smoking materials. Put water on the ashes and butts to make sure they are really out before you put them in the trash.
  • Be alert. Do not smoke after taking medicine that makes you tired. You may not be able to prevent or escape from a fire if you are sleepy or have taken medicine that makes you tired.
  • Never smoke around medical oxygen. Medical oxygen can explode if a flame or spark is near. Even if the oxygen is turned off, it can still catch on fire.
  • Never smoke in bed. Mattresses and bedding can catch on fire easily. Do not smoke in bed because you might fall asleep with a lit cigarette.
  • Put your cigarette out in an ashtray or bucket with sand. Use ashtrays with a wide base so they won’t tip over and start a fire.

If you spot a fire, call 911 immediately. Can't find the source of the smell? Contact your fire department — it's better to be safe than sorry. If there's no fire but you suspect a mechanical or electrical problem, contact a licensed repairman as soon as possible.

Practice fire prevention year-round with these tips from State Farm®.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.


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