Lynn Vaughanwww.vaughanagency.com

An average of a quarter-million families have their homes ruined and their lives disrupted each winter, all because of water pipes that freeze and burst.

Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

The Good Student discount was introduced in 1962. Good grades mean better auto insurance rates for young drivers.

State Farm conducted a survey on the state of American neighbors and found that the vast majority, 83%, are willing to help a neighbor having financial problems. It also found that we still watch out for each other, that our neighbors do matter and that knowing your neighbors name counts. To explore more survey findings visit statefarm.com/neighbors.

Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.