Rewards Visa®

• 0% introductory APR on balance transfers for 12 months, thereafter a variable rate of 13.24%–20.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.¹
• Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250).
• 0% introductory APR on purchases for 12 months, thereafter a variable rate of 13.24%–20.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.¹

¹ See Important Account Disclosures.

Features and Benefits

• The option to move a large purchase to a potentially lower APR with FixPay®.
• Access to our financial management tools.
• No annual fee.¹
• Shopping discounts.
• Travel discounts.

Safety and Security

• Account Fraud Monitoring.
• Zero Fraud Liability.
• Auto Rental Collision Damage Waiver.
• Warranty Manager Service.
• $250,000 Travel Accident Insurance.

Access

• Worldwide Visa® credit card acceptance.
• 24-hour good neighbor service.
• Cash access worldwide via ATMs.
• Online access anytime.

How to Apply

• Apply online.
• Contact a participating State Farm agent.
• Call the State Farm Visa Application Center toll-free at 800-324-4946.

¹ See Important Account Disclosures.

State Farm® Rewards Visa® cardholders are eligible for a benefit known as State Farm Dollars. You can automatically earn 1% in State Farm Dollars on all purchases and there is no limit to the amount of State Farm Dollars you may earn! Calculate your State Farm Dollars earning potential online here.

Apply by June 30, 2013 and earn 3% in State Farm Dollars on the first $4,000 of net insurance premiums payments made within the first 12 months of account opening; 1% thereafter.

Tracking Your State Farm Dollars

No need to worry about tracking how many State Farm Dollars you’ve earned or redeemed to date – we’ll do that for you. Your monthly statement will show your:

• State Farm Dollars Balance.
• State Farm Dollars Earned in the Current Cycle.
• Lifetime State Farm Dollars Redeemable.
• Total State Farm Dollars Redeemable.

Redeeming State Farm Dollars

• Once you’ve earned 50 State Farm Dollars or more, you may redeem them at any time online or by calling 877-SF4-VISA (877-734-8472).
• State Farm Dollars may be applied toward the State Farm® product of your choice.²
• Single State Farm Dollars redemptions in amounts of 250 to 499.99 redeemed directly toward a qualifying existing State Farm Mutual Funds®, State Farm Life product, or State Farm Bank® Checking Account will receive a bonus of 25% of the original redemption amount added to the redemption.³
• Single State Farm Dollars redemptions in amounts of 500 or more redeemed directly toward a qualifying existing State Farm Mutual Funds, State Farm Life product, or State Farm Bank Checking Account will receive a bonus of 35% of the original redemption amount added to the redemption.³

You can redeem your State Farm Dollars towards:

Bank Accounts⁴	Lending Products
Checking account	Vehicle loan
Interest checking account	Home mortgage loan
Savings account	Home equity loan and line of credit
Money Market Savings
Health savings account (HSA)
Certificate of deposit (CD)
Individual Retirement Account (IRA)
Insurance Premiums	Mutual Funds⁵,⁶
Auto	Stock funds
Homeowners/Renters	Combined funds
Life⁴	Fixed Income funds
Health	Cash Equivalent funds

¹ See Important Account Disclosures.

² This includes products offered by State Farm Insurance Companies (Auto, Home, Life, and Health insurance); State Farm Bank(Bank products and services); State Farm VP Management Corp. (Securities Products). Some products are not available in all areas.

³ State Farm Dollars that are redeemed as checks then applied to one of the products above will be ineligible to receive the 25% or 35% bonus.

⁴ Bank Accounts are FDIC insured.

⁵ Securities, insurance, and annuity products are not FDIC insured, are not bank guaranteed, and are subject to investment risk, including possible loss of principal.

⁶ Before investing in State Farm Mutual Funds®, consider the funds’ investment objectives, risks, charges, and expenses. Contact State Farm VP Management Corp. (800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP2013/03/0963

Investing involves risk, including potential for loss. State Farm VP Management Corp. is a separate entity from those State Farm entities that provide banking and insurance products.

Neither State Farm nor its agents provide investment, tax, or legal advice.

¹ See Important Account Disclosures.