Mortgage Application Checklist

Print out this list of items you will need to apply for a mortgage.

Mortgage Application checklist

• Signed Purchase Agreement (if applicable).
• Residence address(es) for past two (2) years.
• Employment history for the last two (2) consecutive years. Including:
• dates employed
  
• name, address and phone number of employer
• Current pay stub(s) verifying 30 days of income and year-to-date income, including any overtime, commission or bonus income.
• W-2 forms for all employers covering the last two (2) years
• If you are self-employed or are paid commission income, provide signed copies of personal federal tax returns with all schedules for the last two (2) years.
• If you are self employed, provide a copy of Corporate or Partnership tax returns last two (2) years, include all schedules and signed by a company officer.
• If you are self-employed, provide copies of your balance sheet for the last two (2) years.
• If you are self-employed, provide a copy of your Profit and Loss Financial Statement through the most recent quarter/month.
• Copy of your most recent Social Security Award Letters (if applicable)
• Copy of your most recent Pension/Retirement check, or if direct deposited, a copy of your bank statement that shows the deposit source and amount (if applicable)
• Most recent copy of your Disability Award Letter (if applicable)
• Copy of Divorce Decree (if applicable)
• Complete Bank Statements (for all accounts), or any other asset verification, covering the last two (2) months
• Complete itemized list of all monthly payments made by you, including:
• Rent
• Mortgage
• Credit Cards
• Installment Loans
• Student Loans
• Alimony payments
• Child Support payments
• Automatic payroll deductions (ACH)
• A form of payment for credit report and appraisal fee (Visa®, MasterCard®, or check accepted)