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Bank Rates

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Calculators

 

Deposit Products

Effective 11/4/2009    

Product Interest Rate Annual Percentage Yield (APY)
 

Certificates of Deposit (CDs)4

Less than $100,000
90 days 0.45% 0.45%      
180 days 0.72% 0.72%      
1 year 1.33% 1.34%      
2 years 1.71% 1.72%      
3 years 1.86% 1.88%      
4 years 1.97% 1.99%      
5 years 2.96% 3.00%      

* Available by calling State Farm Bank toll-free at 1-877-734-2265 or by contacting a participating State Farm agent. Special Terms not available for Business, IRA, or ESA accounts.
 
$100,000 or more
90 days 0.47% 0.47%      
180 days 0.73% 0.73%      
1 year 1.34% 1.35%      
2 years 1.73% 1.75%      
3 years 1.87% 1.89%      
4 years 1.98% 2.00%      
5 years 2.98% 3.02%      

* Available by calling State Farm Bank toll-free at 1-877-734-2265 or by contacting a participating State Farm agent. Special Terms not available for Business, IRA, or ESA accounts.

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Individual Retirement Accounts (IRA) and
Coverdell Education Accounts (ESA) CDs

Less than $100,000
1 year 1.33% 1.34%
2 years 1.71% 1.72%
3 years 1.86% 1.88%
4 years 1.97% 1.99%
5 years 2.96% 3.00%
 
$100,000 or more
1 year 1.34% 1.35%
2 years 1.73% 1.75%
3 years 1.87% 1.89%
4 years 1.98% 2.00%
5 years 2.98% 3.02%
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Money Market3

$0 - $99 0.00% 0.00%
$100 - $9,999 1.05% 1.06%
$10,000 - $24,999 1.30% 1.31%
$25,000 - $49,999 1.40% 1.41%
$50,000 - $99,999 1.49% 1.50%
$100,000+ 1.73% 1.75%
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Checking1

n/a n/a
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Interest Checking2

$0 - $2499 0.00% 0.00%
$2500+ 1.34% 1.35%
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Savings1

$0 - $24,999 0.17% 0.17%
$25,000 - $49,999 0.52% 0.52%
$50,000 - $99,999 1.06% 1.07%
$100,000+ 1.16% 1.17%
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Health Savings Accounts (HSA)

$0 - $2,499 0.40% 0.40%
$2,500 - $9,999 1.10% 1.11%
$10,000+ 1.68% 1.69%
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Fees and charges may reduce earnings on accounts.

1Minimum opening deposit required is $100.

2Minimum daily balance of $2,500 required to earn interest. Minimum opening deposit required is $100.

3Minimum daily balance of $100 required to earn interest. Minimum opening deposit required is $1,000.

4A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY). Minimum opening balance required is $500.
 

Credit Cards

Effective 4/1/2009    

Product Purchase APR*
Platinum Rewards Visa® Credit Card 11.99 - 18.24%
Good Neighbor Visa Credit Card 11.99 - 18.24%
Student Visa Credit Card 11.99 - 18.24%
Visa Business Credit Card 11.99 - 18.24%
 

*This annual percentage rate may vary.

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Home Mortgage Loans

State Farm Bank® offers a variety of Home Mortgage Loans, in all 50 states and the District of Columbia. Use the link below to get an estimate of current interest rates and a monthly payment

Home Mortgage Interest Rates & Payments Estimator

For good neighbor service in your mortgage loan process, call your local State Farm agent, call State Farm Bank toll-free at 1-877-SF4-BANK / 1-877-734-2265 or submit your mortgage inquiry online.

High LTV loans require mortgage insurance which may involve additional eligibility criteria.

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Home Equity Products

Effective 10/26/2009

Annual Percentage Rate (APR)
   Term
(months)
From To Amount
 

Home Equity Loans (Single Family -- 1 to 4 units; Condominiums; Townhouses)

60 months 10.00% 10.00% $10,000- $500,000
61-120 months 7.75% 8.75% $10,000 - $500,000
121-180 months 8.00% 9.00% $10,000 - $500,000
 

Home Equity Lines of Credit (Single Family -- 1 to 4 units; Condominiums; Townhouses)

120 months* 4.75% 6.00% $10,000 - $500,000
 
* Texas only: 10-year draw period followed by 10 year repayment period

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Vehicle Loan Products

Effective as of 08/14/2009 12:01AMAnnual Percentage Rate (APR)

Automobiles; Light Trucks; Vans; SUVs

New Vehicles(2008-2010) As low as 4.69%
Used Vehicles(2007 & Older) As low as 5.79%

Boats; Recreational Vehicles; Travel Trailers

New Vehicles(2008-2010) As low as 7.24%
Used Vehicles(2007 & Older) As low as 8.99%

ATVs; Jet Skis; Motorcycles; Snowmobiles; Other

New Vehicles(2008-2010) As low as 7.19%
Used Vehicles(2007 & Older) As low as 8.79%

  • Rates subject to change without notice.
  • No application fees.
  • Minimum loan amount is $5,000 for terms of 12-36 months.
  • Minimum monthly payment is $100 for all terms.
  • Total Loss Debt Cancellation* is included with all vehicle loans.

  * Total Loss Debt Cancellation is not an insurance product.



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