Drive Safe & Save™

Empowering Your Drive®

Pick your program. In Illinois, we offer several ways to save. Simply choose the right program for your vehicle's features. Enrollment in any Drive Safe & Save program is a snap and you'll get an instant discount on your auto insurance just for signing up. Pick the program that's right for you and start saving today.

In-Drive®

In-Drive

Take the guesswork out of driving. Drive Safe & Save for In-Drive lets you track your milage and driving habits with an easy-to-install device. As your driving gets safer, we'll charge you less for your auto insurance. Get something back for your good driving by enrolling in Drive Safe & Save for In-Drive today.


  • Learn more about saving with In-Drive

    State Farm and In-Drive help you make the road a safer place. The easy-to-install In-Drive diagnostics device will send information about your vehicle to you and to State Farm. This data includes mileage, time of day driven, sudden acceleration and braking, right and left turns, and speeds over 80 mph. The better your driving habits, the less you'll pay when you renew your auto insurance.

    Enrollment Discount Up to 10%
    Required Technology
    • 1996 or newer vehicle not equipped with OnStar, and
    • In-Drive Communicator, a small device that connects to your vehicle's diagnostics port
    Required Subscriptions Active In-Drive subscription. Available packages include:
    • In-Drive Connect: Provides 9 services, including Stolen Vehicle Assistance, and access to a personal, interactive website and monthly email
    • In-Drive Guardian: Connect package services plus additional diagnostic and safety features such as automatic incident alert and manual emergency call at the push of a button
    • In-Drive Co-Pilot: Connect package services plus vehicle location monitoring and alerts for location or speed events

    You'll save based on how you actually drive. Savings are based on your vehicle's reported mileage and driving statistics.

    Sample Annual Mileage1 Safe Driver Savings Average Driver Savings High Risk Driver Savings
    500 50% 44% 38%
    3,500 38% 31% 24%
    6,000 30% 22% 14%
    8,500 25% 17% 9%
    11,000 21% 12% 3%
    13,000 17% 8% 1%
    16,000 12% 2% 1%
    18,000 9% 1% 1%
    22,000+ 1% 1% 1%

    1 Sample savings are for a customer who is not currently receiving the Annual Mileage premium reduction. Actual savings will vary based on actual miles driven, verified driving behaviors, driver characteristics, vehicle use, and selected coverages. Contact a State Farm agent for details.

OnStar® and OnStar® FMV

OnStar

Drive less, save more. It's just that easy. Less traffic means safer roads for all of us. Enroll your OnStar-enabled vehicle in Drive Safe & Save and we'll base your auto insurance premiums on the miles you actually drive. The less you drive, the more you save.


State Farm and OnStar make it easy to save on your auto insurance. All you need is an active OnStar subscription for an eligible vehicle.


  • Learn more about saving with OnStar

    OnStar® OnStar® FMV
    Enrollment Discount Up to 5% Up to 5%
    Required Technology
    • 2004 and newer OnStar1 equipped vehicle2
    • 1981 or newer eligible vehicle
    • OnStar FMV (For My Vehicle) device installed in your vehicle
    Required Subscriptions
    • Active OnStar subscription with Vehicle Diagnostics3
    • OnStar will automatically forward your odometer readings to State Farm
    • Active OnStar subscription3
    • OnStar FMV will automatically forward your mileage to State Farm

    Put gas money back in your pocket while paying less for auto insurance.
    Savings are applied at policy renewal.

    Sample Annual Mileage4 Percentage Savings Annual Savings
    500 44% $264
    3,500 31% $186
    6,000 22% $132
    8,500 17% $102
    11,000 12% $72
    13,000 8% $48
    15,000 4% $24
    16,000+ 1% $6

    1 OnStar services require an available and functioning vehicle electrical system, wireless service, and GPS satellite signal for features to function properly. Call 1.888.4ONSTAR (466.7827) or visit onstar.com for OnStar's Terms and Conditions, Privacy Statement, details and system limitations. © Copyright, OnStar, 2011 – Used with Permission.

    2 Qualifying vehicles include many but not all of the 2004 and newer OnStar-equipped models from these manufacturers: Buick, Cadillac, Chevrolet, GMC, Hummer, Oldsmobile, Pontiac, Saab, and Saturn. Contact a State Farm agent for details.

    3 Capabilities vary by model. Visit onstar.com for details and system limitations. © Copyright, OnStar, 2009 – Used with Permission.

    4 Sample savings are for a customer whose annual premium is $600 and who is not currently receiving the Annual Mileage premium reduction. Actual savings will vary based on miles driven, driver characteristics, vehicle use, and selected coverages. Contact a State Farm agent for details.

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