Drive Safe & Save™

Empowering Your Drive^®

Enroll. Activate. Save.

Drive Safe & Save

Have control over how much you pay for your insurance. Drive Safe & Save with In-Drive lets you monitor your driving habits and the safety of your vehicle with an easy-to-install device and valid In-Drive subscription. The less you drive and the safer you drive, the more you’ll save.*

Simply select the state you live in and click Enroll in Drive Safe & Save to get started with the Drive Safe & Save with In-Drive program

Don’t have In-Drive?

Visit in-drive.com/sf to learn more about the benefits of the device, package options and subscriptions.

Select a state & see your discount

Don’t see your state? We’re always adding new ones so be sure to check back soon.

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	30%	15%
3,500	23%	5%
6,000	19%	1%
8,500	17%	1%
11,000	15%	1%
13,000	14%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Sample Annual Mileage	Percentage Discount with In-Drive
500	45%
3,500	26%
6,000	19%
8,500	16%
11,000	11%
13,000	7%
16,000 +	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Sample Annual Mileage	Percentage Discount
500	30%
3,500	28%
6,000	20%
8,500	16%
11,000	11%
13,000	7%
16,000 +	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Annual Mileage	Savings with In-Drive
Low Risk	High Risk
500	50%	33%
3,500	33%	18%
6,000	28%	11%
8,500	25%	8%
11,000	20%	2%
13,000	16%	1%
16,000	11%	1%
18,000 +	9%	1%

Savings are based on the following driving behaviors and impact your Drive Safe & Save discount:*

Braking
Acceleration
Turns (left and right turns)
Time of day the vehicle is driven
Speeds of 80 miles per hour or over

Enroll in Drive Safe & Save

*Discounts may vary by state.

In-Drive FAQs

Enrollment

What vehicles are eligible for In-Drive?

Most 1996 or newer vehicles that are not equipped with OnStar® are eligible for this program. (OnStar-equipped vehicles are eligible for the Drive Safe & Save – OnStar program.)
Can I enroll multiple vehicles?

Yes. Each device is assigned to one vehicle, and up to six vehicles may be listed under one In-Drive account.
What if I am enrolled in this program and decide to sell or trade in my car?

If you are replacing your vehicle, talk to your State Farm agent about the Drive Safe & Save options available for your new vehicle. If you are not replacing your vehicle, be sure to remove the device. You will be asked to return it.
How do I cancel my enrollment in the Drive Safe & Save – In-Drive program?

To cancel, contact your State Farm agent. You will also need to cancel your In-Drive subscription by calling 1-888-270-0267. You will receive a postage paid package to return the In-Drive Communicator, In-Drive Visor Clip, and car charger. Your In-Drive account will be charged $100 if you do not return your device within 30 days.
Whom should I call if I have questions about my In-Drive account or device?
The best way to find out the information you need is to either:
- Visit In-Drive.com/sf
- Call In-Drive customer service at 1-888-270-0267
How often is the Drive Safe & Save premium discount recalculated?

Your discount may be adjusted at each renewal, based on the collected driving information.
Does enrolling in the Drive Safe & Save program guarantee me a discount?

Most customers will see a discount with this program. However, if you are currently receiving a discount for low estimated annual mileage (under 7,500 miles annually for personal use) and the vehicle is actually driven more than that threshold, your premium may increase at a future renewal. Your State Farm agent can provide you with more details.

Data

What driving data does the In-Drive device collect and how does it affect my Drive Safe & Save discount?
The device collects the following data:
- Miles driven
- Acceleration
- Braking
- Right and left turns
- Speeds of 80 mph or over
- Time of day the vehicle is driven
You can visit your personalized In-Drive Dashboard for tips for improving your driving behaviors.
Does the In-Drive Communicator record speed limits or changes in speed limits in the areas where I drive?

No. The In-Drive Communicator only collects the speed of your vehicle.
What are the safest times of day for driving?

Generally speaking, the safest times to drive are early morning or midday, Monday through Friday.
Will my rates increase if I have to brake hard?

Generally speaking, having to brake hard occasionally will not cause your rates go up. Overall, however, the safer you drive, the more you save.
What speeds are considered dangerous?

While Drive Safe & Save with In-Drive does not compare your driving speeds with posted speed limits, driving faster than the posted speed limit is generally considered dangerous. Speeds of 80 mph or over will affect your premium.
Does the In-Drive device capture my vehicle location and share this information with State Farm?

The device only provides the exact vehicle location information it needs to help ensure safety and security features such as stolen vehicle assistance, roadside assistance, and the Family Co-Pilot package. State Farm respects your privacy. We only receive information about the broad geographic areas in which your vehicle is driven. The size of these areas is approximately 40 square miles. State Farm will not receive the exact vehicle location.
Will State Farm share my information with anyone else?

State Farm will only share policyholder information as required by law and as stated in the State Farm Privacy Policy.

Devices

What type of hardware is provided?
Once enrolled in the program, you will receive a package containing your In-Drive Communicator, In-Drive Visor Clip, and In-Drive Visor Clip Car Charger.
- The In-Drive Communicator is a compact device that plugs into your on-board diagnostic port (usually located underneath your dashboard near the bottom of your steering wheel base). This device collects your driving statistics so you can earn insurance discounts.
- The In-Drive Visor Clip attaches to the driver side visor. With the touch of a button, it gives you access to emergency assistance, roadside service and hands free talking (available services subject to package type).
Where do I install the device?

Simply plug the In-Drive Communicator into your on-board diagnostic (OBD) port, usually located underneath your vehicle’s dashboard near the bottom of your steering wheel column. The In-Drive Visor Clip should be attached to the driver side visor. You will also receive a Quick Start Guide with your devices. For additional questions regarding installation, contact the In-Drive Support Center at 1-888-270-0267.
Can I take the In-Drive Communicator out once I plug it in?

Yes. However, to receive the full benefits of the program, the device must remain installed in the participating vehicle. The device may be temporarily removed for things like servicing your vehicle. However, if we detect that the In-Drive Communicator has been removed and installed in a vehicle other than the one registered for this program, you will be notified via email. Frequent or lengthy device removals may impact your eligibility for continued participation in the Drive Safe & Save with In-Drive program.
Will the In-Drive Communicator start collecting my driving statistics immediately?

The device will begin collecting your driving statistics on your first trip after installing it, so you can begin to drive safe and save. Some diagnostic information will be available online immediately. Most vehicle information will be available after a full month of data has been collected.
Is there a charge for the In-Drive device?

The In-Drive device is part of your subscription to the services of an In-Drive package with Hughes Telematics, Inc.
What if my In-Drive devices are lost or stolen?

Call the In-Drive Support Center at 1-888-270-0267. The Customer Specialist will be able to assist you with replacements. If your Visor Clip Car Charger is stolen, you can use any standard car charger with a micro USB connector to charge it. The In-Drive Visor Clip can also be charged on most laptops and computers with a standard micro-USB cable.

Not Familiar with Vehicle Communication Service?

Communication services from providers like OnStar, SYNC or In-Drive use technology that can help you be a safer and smarter driver. They offer a host of benefits that may include everything from GPS to emergency dispatch, vehicle diagnostics and more.

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