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Self-Report - Frequently Asked Questions & Answers
Are all vehicles eligible for Drive Safe & Save Self-Report?
All private passenger autos are eligible except:
- Antique/Classic vehicles
- Commercial vehicles
Is participation in Drive Safe & Save Self-Report mandatory? How will State Farm rate policies that are not enrolled in Drive Safe & Save?
Drive Safe & Save is strictly an optional program. Customers who choose not to participate will continue to have their auto policies rated based on the annual mileage estimates they have provided to State Farm.
Will I save money with Drive Safe & Save?
Most customers who drive less than 19,000 annual miles will see a premium reduction with this program. However, if you are currently receiving a premium reduction for low annual mileage, and your actual annual mileage exceeds the maximum annual mileage to qualify for this reduction, your premium may increase at a future renewal.
How often would I need to provide my odometer reading?
You will need to report the vehicle’s odometer reading prior to every six-month renewal. You will receive a reminder notice approximately 60 days prior to renewal instructing you to enter the odometer reading on statefarm.com® or to contact your agent to report the odometer reading.
Is the Drive Safe & Save premium adjustment recalculated often?
Your premium adjustment for the Drive Safe & Save discount program will be recalculated with each policy renewal.
Will I be able to report my odometer reading on my mobile device?
Yes. You can report your odometer via your mobile device through m.statefarm.com and your My Accounts page. Customers with vehicles enabled on the internet and enrolled in Drive Safe & Save will be able to:
- View vehicles currently enrolled in Drive Safe & Save Self-Report
- Enter odometer readings
- View information on how to enroll other vehicles in the household
- View odometer reminders for those vehicles that are due.
I have an OnStar-equipped vehicle. Can I participate in Drive Safe & Save Self-Report?
Yes. All private passenger rated vehicles are eligible to participate in the Self-Report option. However, if you have an active OnStar account with OnStar Vehicle Diagnostics, you may find it more convenient to sign up for the OnStar option. With this option, you won’t have to do a thing to report your odometer readings. OnStar does it all for you!
Will the odometer readings I provide be validated from other sources?
Yes. State Farm may use a third party source to validate your entered odometer reading.
Will all cars in the household be required to participate in Drive Safe & Save if one car is enrolled?
No. Drive Safe & Save is optional and is vehicle specific. You can make the decision to enroll for each individual household vehicle.
If I am enrolled in Drive Safe & Save and no longer wish to participate in the program, can I choose to remove Drive Safe & Save from my policy?
Yes. You may discontinue your participation at any time. Contact your State Farm agent to discontinue your participation.
How is the Drive Safe & Save initial participation savings applied to a policy that is already in force? Will I receive a refund check when I sign up?
Your initial savings will be applied as of the effective date Drive Safe & Save is added to your policy.
- If your current policy term is paid in full, and the discount generates a credit of $10.00 of more, you will receive a refund check.
- If the savings generates a credit of less than $10.00, the credit will be applied to your next policy term.
- If there is a balance due for the current policy term, you will receive a revised balance due notice.
- If your policy is on the State Farm Payment Plan (SFPP), a credit will be applied to the SFPP account and the monthly payment will be adjusted accordingly.
Additional questions – contact a State Farm agent.